Credit cards
Get the essential facts about using credit, credit scores and card rewards to help choose the credit card that's right for you.
Explore credit card rewards and benefits
Consider all the ways to earn and redeem points, from loyalty programs to cash-back points that offer flexible redemption options.
Credit cardsHow a capsule wardrobe and credit card rewards can work together
Learn how a capsule wardrobe can streamline your closet and help you make more intentional clothing purchases. Explore ways to earn credit card rewards on eligible apparel purchases.
Credit cardsEarning credit card rewards on subscription and streaming services
Some credit cards offer bonus rewards, including cash back, on digital subscriptions and streaming services. Read on to learn how reward categories work.
Learn more about credit scores
credit scores
FICO® 10T vs. VantageScore® 4.0: What’s the difference?
Noticing different scores from lenders? Learn how FICO 10T and VantageScore 4.0 work and why your credit score can vary by model.credit scores
A guide to FICO® Score 10T
FICO 10T is a credit scoring model that uses trended data to evaluate your financial habits over time. Read on to learn more.credit scores
What credit score do you need for an unsecured credit card?
Requirements for unsecured cards vary by issuer. Read on to learn more.credit scores
What credit score do you need for a personal loan?
Applying for a personal loan? Explore some of the factors lenders often review, from credit scores to other considerations that may affect eligibility.credit scores
What is FICO® Score 10?
FICO Score 10 is designed to help lenders assess credit risk more precisely. Discover how it works and ways to build habits that support your credit profile.credit scores
Do you need credit to get a phone plan?
Standard phone plans typically require a hard credit check to assess your payment risk. Learn how your credit history might affect your mobile options.credit scores
Does refinancing affect your credit score?
Applying for refinancing typically requires a hard credit check that may temporarily impact your score. Read on to learn more.credit scores
What credit score is needed for appliance financing?
Appliance financing may allow you to pay for household items over time instead of all at once. Learn about how your credit history may impact it.credit scores
What is not included in your FICO® score?
Your credit score primarily reflects how you've managed borrowed money in the past. Read on to learn what's not included in your FICO score.credit scores
764 credit score: A guide to credit scores
A 764 credit score is considered prime or very good depending on the scoring model. Learn what borrowing options you may have and how to further increase your score.credit scores
787 credit score: A guide to credit scores
A 787 credit score is considered superprime or very good, depending on the scoring model. Learn what borrowing options you may have and ways to further increase your score.credit scores
747 credit score: A guide to credit scores
A 747 credit score is considered very good or prime depending on the scoring model. Learn more about what options you may have with a 747 credit score and ways you could improve it.
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