The Know

Investing insights by J.P. Morgan Wealth Management

Economic outlook

 

What happens after a new Fed chair is selected? Understanding the nomination and transition process

When a new Federal Reserve chair is nominated by the president, they must be confirmed by the Senate before taking office. Here’s how that works, plus its impact on markets, policy signals and more.

Editors' picks

Planning
Trump Accounts vs. 529 plans: Should parents open one or both for their child?

Compare Trump Accounts and 529 plans to learn how each works – and how opening both accounts could help support your child’s long-term financial future.
By Hilarey Gould|8 min

Investing
Small-cap vs. large-cap stocks: Risk, return and portfolio strategy

Discover how small-cap and large-cap stocks differ in terms of their risk, return potential and role in a portfolio. Plus, learn how different market caps can help shape your investment strategy.
By Seth Carlson|6 min

Markets
How tech became everything to everyone

Top Market Takeaways
From inflation worries to volatility spikes to the artificial intelligence (AI) buildout, investors keep leaning on tech. Earnings influence is becoming harder to ignore.
By Kriti Gupta

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Investment strategy

Markets
How interest rates can impact lending strategies

Interest rates can shape savings, investments and borrowing costs, impacting everything from mortgages to short-term loans and overall financial strategy. Learn more here.
By David Winters|6 min

Investing
The types of mutual funds: A guide

Mutual funds are popular investment vehicles. If considering, review the objectives, underlying investments, performance and fees. Understanding the options helps you decide what’s right for you.
By Seth Carlson|6 min

Investing
Money market funds vs. money market accounts: What’s the difference?

Money market funds and money market accounts are similarly named products, but they are very different investment vehicles. Explore how they differ in terms of returns, risks and liquidity so you can decide which one best fits your financial plan.
By Seth Carlson|8 min

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Investment essentials

Investing
How many brokerage accounts can you have?

Brokerage accounts allow you to buy investments like stocks and mutual funds. But can you have multiple brokerage accounts?
By Seth Carlson|5 min

Investing
The History of the Nasdaq

Learn how the Nasdaq was founded, how it came to be known as the exchange of choice for technology stocks and how it continues to  influence global markets.
By Seth Carlson|4 min

Investing
Are brokerage accounts FDIC insured?

Brokerage accounts aren’t FDIC insured, but SIPC offers protection if your brokerage firm fails. Learn how your investments are safeguarded.
By Seth Carlson|4 min

Planning with purpose

Planning
New 529 plan rules for 2026: Key changes under the One Big Beautiful Bill Act

Top Market Takeaways
The One Big Beautiful Bill Act has expanded the way 529 plans can be utilized, transforming them from traditional college savings plans into more versatile financial planning tools that cover a wide range of educational expenses.
5 min

Markets
What makes the Federal Reserve decide to raise or lower interest rates?

One of the biggest responsibilities of the Federal Reserve is setting monetary policy through the raising and lowering of interest rates. But how does it decide which direction to move? Keep reading.
By Seth Carlson|9 min

Planning
What to do with your year-end bonus in a changing interest rate environment

Even as interest rates change, you can put your year-end bonus to work with a mix of liquidity options that may help you preserve capital and potentially earn income in the short term.
By Angelena Mascilli|8 min
J.P. Morgan Wealth Management

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