J.P. MORGAN SELF-DIRECTED INVESTINGAccess 3.26% average yield on money market funds
When you open a J.P. Morgan Self-Directed Investing account, you’ll get access to competitive yields on money market funds and cash bonus up to $1,000. Already have an account? Sign in to view the latest yields in the screener
3.26% average yield according to Crane Retails Money Fund Index 7-day SEC yields as of 08/14/2026.
Why open a J.P. Morgan Self-Directed Investing account?
Up to $1,000 cash bonus
Maximize your cash bonus when you move cash, transfer securities or rollover retirement assets from another financial institutions.
$0 commission online trades
Take control of your own investments with unlimited commission free online trades on Stocks, ETFs and Options.
Thousands of other investments
Choose from a wide range of Stocks, ETFs, Options, Mutual Funds, Treasuries and Brokered CDs.
Investing on the Chase Mobile® app
Manage all your banking, investing and borrowing in one place and make instant transfers online and in the Chase Mobile® app.
Why invest in money market funds?
Money market funds are a type of mutual fund that can provide a convenient option for excess cash. While not FDIC insured like a savings account they provide potentially higher yields, stability and capital preservation.
Lower risk
Considered one of the lowest risk investments as they commonly invest in short term government securities, tax-exempt municipal securities and corporate and bank debt securities with low credit risk. However, money market funds are not FDIC insured.
Stability
Aim to maintain a stable $1 per share net asset value (NAV) to provide income with safety of principal.
Accessibility & liquidity
Money market funds can be an option to earn income on short term cash while waiting to invest elsewhere.
Earn up to $1,000 when you open and fund an online investing account
Get rewarded when you open and fund a J.P. Morgan Self-Directed Investing account by transferring cash or investments from an eligible external account - including rolling over a 401(k) or other retirement account.
Offer expires 10/21/2026.
What are the types of money market funds?
MONEY MARKET FUNDSGovernment & Treasury - taxable
- Treasury funds invest 99.5% or more in cash and U.S. Treasury securities
- Government funds invest 99.5% or more in cash, U.S. government securities and/or repurchase agreements that are collateralized fully with government securities
MONEY MARKET FUNDSGovernment & Treasury - taxable
- Treasury funds invest 99.5% or more in cash and U.S. Treasury securities
- Government funds invest 99.5% or more in cash, U.S. government securities and/or repurchase agreements that are collateralized fully with government securities
MONEY MARKET FUNDSPrime – taxable
- Invests in taxable, short-term corporate and bank debt securities in addition to Government securities
- Investments can also include cash, CDs, commercial paper, corporate notes, and other private instruments from U.S. and international issuers
MONEY MARKET FUNDSPrime – taxable
- Invests in taxable, short-term corporate and bank debt securities in addition to Government securities
- Investments can also include cash, CDs, commercial paper, corporate notes, and other private instruments from U.S. and international issuers
MONEY MARKET FUNDSMunicipal – tax-free
- Invests in short-term municipal bonds issued by state or local government
- Combines tax benefits of municipal bonds with stability, liquidity and diversification
- Exempt from federal income tax and may also offer state income tax relief
MONEY MARKET FUNDSMunicipal – tax-free
- Invests in short-term municipal bonds issued by state or local government
- Combines tax benefits of municipal bonds with stability, liquidity and diversification
- Exempt from federal income tax and may also offer state income tax relief
Investors should carefully read mutual fund's prospectus, which includes information on the investment objectives, risks, charges and expenses along with other information about a fund before investing. To obtain a prospectus, contact the call center or visit the fund company's website directly. Please read the prospectus carefully before investing. You could lose money by investing in the fund.