Do I need a minimum amount to open an online investing account?

You can open a J.P. Morgan Self-Directed Investing account and start trading with as little as $1. Apply now, for self-directed account. To open a J.P. Morgan Automated Investing account, you need to deposit at least $500 so we can create a diversified portfolio that fits your goals. Apply now, for automated account.

What is the management fee for a J.P. Morgan Automated Investing account?

J.P. Morgan Automated Investing charges 0.35% of the account balance per year.

Once I open my J.P. Morgan Automated Investing account, whatâ€™s the minimum amount I need to keep in it?

In order for us to be able to continuously manage your portfolio, you need to keep at least $250 in your account at all times.

If I need help with my J.P. Morgan Automated Investing account, can I talk to someone over the phone?

Our dedicated specialists are available by phone during regular business hours to answer your questions as needed.

ONLINE INVESTING PRICING

J.P. Morgan Self-Directed Investing pricing

Q: What are the fees and commissions associated with a J.P. Morgan Self-Directed Investing account?

Learn more about the fees and commissions associated with a J.P. Morgan Self-Directed Investing account (PDF).

Build your portfolio on your own with unlimited $0 commission online trades and powerful tools to help you buy, sell and manage your investments. You’ll get transparent pricing designed to keep more of your money in your portfolio.

Open an account

Learn about Self-Directed Investing

Self-Directed Investing fees and commissions

	ONLINE TRADES	CALL-IN TRADES
U.S.-LISTED STOCKS & EXCHANGE-TRADED FUNDS Footnote ²Opens overlay	$0.00 / Trade Footnote ¹ Opens overlay	$25.00 / Trade
OPTIONS Footnote ³ Opens overlay	$0.00 / Trade Footnote ¹ Opens overlay +$0.65 / Contract	$25.00 / Trade +$0.65 / Contract
MUTUAL FUNDS Footnote ⁴Opens overlay	$0.00 / Transaction	$20.00 / Transaction

ONLINE TRADES	CALL-IN TRADES
U.S.-LISTED STOCKS & EXCHANGE-TRADED FUNDS Footnote ²Opens overlay
$0.00 / Trade Footnote ¹Opens overlay	$25.00 / Trade
OPTIONS Footnote ³Opens overlay
$0.00 / Trade Footnote ¹Opens overlay +$0.65 / Contract	$25.00 / Trade +$0.65 / Contract
MUTUAL FUNDS Footnote ⁴Opens overlay
$0.00 / Transaction	$20.00 / Transaction

FIXED INCOME Footnote ⁵Opens overlay

(1 bond equivalent to $1,000 par value)

	ONLINE TRADES	CALL-IN TRADES
U.S. TREASURY BILLS, NOTES AND BONDS Secondary trades only	$0.00	$0.00
SECONDARY MARKET Footnote ⁶Opens overlay Corporate bonds, municipal bonds, government agency bonds, brokered CDS	$10.00 / Trade+$1.00 / Bond Over10 Bonds ($250 Maximum)	$30.00 / Trade+$1.00 / Bond Over10 Bonds ($270 Maximum)
NEW ISSUES Footnote ⁷Opens overlay Brokered CDS	$0.00(Selling concession included in price)	$0.00(Selling concession included in price)

ONLINE TRADES	CALL-IN TRADES
U.S. TREASURY BILLS, NOTES AND BONDS Secondary trades only
$0.00	$0.00
SECONDARY MARKET Footnote ⁶Opens overlay Corporate bonds, municipal bonds, government agency bonds, brokered CDS
$10.00 / Trade +$1.00 / Bond Over 10 Bonds ($250 Maximum)	$30.00 / Trade +$1.00 / Bond Over 10 Bonds ($270 Maximum)
NEW ISSUES Footnote ⁷Opens overlay Brokered CDS
$0.00(Selling concession included in price)	$0.00(Selling concession included in price)

Online investing transfer fees

BROKERAGE ACCOUNT TRANSFER AND TERMINATION	$75 – applies when all assets are transferred out of the account
RETIREMENT ACCOUNT TRANSFER AND TERMINATION Footnote ⁸Opens overlay	$75 – applies when all assets are distributed or transferred out of the account
WIRE TRANSFER	$25 per wire - this fee does not apply to internal wire transfer

BROKERAGE ACCOUNT TRANSFER AND TERMINATION
$75– applies when all assets are transferred out of the account
RETIREMENT ACCOUNT TRANSFER AND TERMINATION Footnote ⁸Opens overlay
$75 – applies when all assets are distributed or transferred out of the account
WIRE TRANSFER
$25 per wire - this fee does not apply to internal wire transfer

Online investing incidental fees

OVERNIGHT / EXPRESS MAIL	$10 per item
STOP PAYMENTS	$30 per item
DEBIT BALANCE INTEREST DUE TO FEES, PREPAYMENT, LATE PAYMENT AND OTHER MISCELLANEOUS CHARGES ABOVE FREE CASH AVAILABLE DOES NOT APPLY TO RETIREMENT ACCOUNTS	PREVAILING MARGIN RATE Footnote ⁹Opens overlay $0 to $25,000: PRIME + 4.75% $25,001 to $50,000: PRIME + 4.50% $50,001 to $100,000: PRIME + 4.00% $100,001 to $500,000: PRIME + 3.75% $500,001 to $1,000,000: PRIME + 3.00% $1,000,001 to $3,000,000: PRIME + 2.50% $3,000,001 to $10,000,000: SOFR + 2.35% $10,000,001 and above: SOFR + 1.85%
SAFEKEEPING	$10 - per position, per monthApplies only to physical stock certificates held on your behalf by J.P.Morgan.

OVERNIGHT / EXPRESS MAIL
$10 per item
STOP PAYMENTS
$30 per item
DEBIT BALANCE INTEREST DUE TO FEES, PREPAYMENT, LATE PAYMENT AND OTHER MISCELLANEOUS CHARGES ABOVE FREE CASH AVAILABLE DOES NOT APPLY TO RETIREMENT ACCOUNTS
PREVAILING MARGIN RATE Footnote ⁹Opens overlay $0 to $25,000: PRIME + 4.75% $25,001 to $50,000: PRIME + 4.50% $50,001 to $100,000: PRIME + 4.00% $100,001 to $500,000: PRIME + 3.75% $500,001 to $1,000,000: PRIME + 3.00% $1,000,001 to $3,000,000: PRIME + 2.50% $3,000,001 to $10,000,000: SOFR + 2.35% $10,000,001 and above: SOFR + 1.85%
SAFEKEEPING
$10 - per position, per monthApplies only to physical stock certificates held on your behalf by J.P.Morgan.

View our full commission and fee schedule PDF

Other fees and charges may apply, including, but not limited to, fees intended to offset fees charged by certain regulatory bodies and costs for foreign currency transactions, foreign clearing charges, ADR-related fees and other fees JPMS may incur as a result of servicing your investment account.

Certain products and order types, including low-priced securities, block and algorithmic trades, are not available to J.P. Morgan Self-Directed Investing accounts.

Frequently asked questions

Learn more (PDF) about the fees and commissions associated with a J.P. Morgan Self-Directed Investing account.

You can open a J.P. Morgan Self-Directed Investing account and start trading with as little as $1. Apply now.

Ready to start investing?

Open an account today and get unlimited commission-free online stock, ETF, options, mutual funds, and fixed income trades.