Do I need a minimum amount to open an online investing account?

You can open a J.P. Morgan Self-Directed Investing account and start trading with as little as $1. Apply now, for self-directed account. To open a J.P. Morgan Automated Investing account, you need to deposit at least $500 so we can create a diversified portfolio that fits your goals. Apply now, for automated account.

Once I open my J.P. Morgan Automated Investing account, whatâ€™s the minimum amount I need to keep in it?

In order for us to be able to continuously manage your portfolio, you need to keep at least $250 in your account at all times.

ONLINE INVESTING PRICING

J.P. Morgan online investing pricing

Whether you want to invest on your own or get matched to a managed portfolio, you’ll get transparent costs designed to help keep more of your money in your portfolio.

Choose your account

Enjoy $0 commission-free online trades

Stocks and ETFs

$0 online commission. Sales of U.S. listed stocks and ETFs are subject to a transaction fee of between $0.01 and $0.03 per $1,000 principal.

Options

$0 online base commission + $0.65 per-contract fee. Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal.

Self-Directed Investing fees and commissions

	ONLINE TRADES	CALL-IN TRADES
U.S.-LISTED STOCKS & EXCHANGE-TRADED FUNDS Footnote ^3,Opens overlay Footnote ⁴Opens overlay	$0.00 / Trade Footnote ¹Opens overlay	$25.00 / Trade
OPTIONS Footnote ^3,Opens overlay Footnote ⁵Opens overlay	$0.00 / Trade Footnote ¹Opens overlay +$0.65 / Contract	$25.00 / Trade+$0.65 / Contract
MUTUAL FUNDS Footnote ⁶Opens overlay	$0.00 / Transaction	$20.00 / Transaction

ONLINE TRADES	CALL-IN TRADES
U.S.-LISTED STOCKS & EXCHANGE-TRADED FUNDS Footnote ^3,Opens overlay Footnote ⁴Opens overlay
$0.00 / Trade Footnote ¹Opens overlay	$25.00 / Trade
OPTIONS Footnote ^3,Opens overlay Footnote ⁵Opens overlay
$0.00 / Trade Footnote ¹Opens overlay +$0.65 / Contract	$25.00 / Trade +$0.65 / Contract
MUTUAL FUNDS Footnote ⁶Opens overlay
$0.00 / Transaction	$20.00 / Transaction

FIXED INCOME Footnote ⁷Opens overlay

(1 bond equivalent to 1,000 par value)

	ONLINE TRADES	CALL-IN TRADES
U.S. TREASURY BILLS, NOTES AND BONDS Including auctions and secondary	$0.00	$0.00
SECONDARY MARKETS Footnote ⁸Opens overlay Corporate bonds, municipal bonds, government agency bonds, brokered CDS	$10.00 / Trade+$1.00 / Bond Over10 Bonds ($250 Maximum)	$30.00 / Trade+$1.00 / Bond Over10 Bonds ($270 Maximum)
NEW ISSUES Footnote ⁹Opens overlay Brokered CDS	$0.00(Selling concession included in price)	$0.00(Selling concession included in price)

ONLINE TRADES	CALL-IN TRADES
U.S. TREASURY BILLS, NOTES AND BONDS Including auctions and secondary
$0.00	$0.00
SECONDARY MARKETS Footnote ⁸Opens overlay Corporate bonds, municipal bonds, government agency bonds, brokered CDS
$10.00 / Trade +$1.00 / Bond Over 10 Bonds ($250 Maximum)	$30.00 / Trade +$1.00 / Bond Over 10 Bonds ($270 Maximum)
NEW ISSUES Footnote ⁹Opens overlay Brokered CDS
$0.00(Selling concession included in price)	$0.00(Selling concession included in price)

Online investing transfer fees

BROKERAGE ACCOUNT TRANSFER AND TERMINATION	$75 – applies when all assets are transferred out of the account
RETIREMENT ACCOUNT TRANSFER AND TERMINATION	$75 – applies when all assets are distributed or transferred out of the account
WIRE TRANSFER	$25 per wire - this fee does not apply to internal wire transfer

BROKERAGE ACCOUNT TRANSFER AND TERMINATION
$75– applies when all assets are transferred out of the account
RETIREMENT ACCOUNT TRANSFER AND TERMINATION
$75 – applies when all assets are distributed or transferred out of the account
WIRE TRANSFER
$25 per wire - this fee does not apply to internal wire transfer

Online investing incidental fees

OVERNIGHT / EXPRESS MAIL	$10 per item
STOP PAYMENTS	$30 per item
DEBIT BALANCE INTEREST DUE TO FEES, PREPAYMENT, LATE PAYMENT AND OTHER MISCELLANEOUS CHARGES ABOVE FREE CASH AVAILABLE	PREVAILING MARGIN RATE Footnote ¹⁰Opens overlay $0 to $25,000: PRIME + 4.75% $25,001 to $50,000: PRIME + 4.50% $50,001 to $100,000: PRIME + 4.00% $100,001 to $500,000: PRIME + 3.75% $500,001 to $1,000,000: PRIME + 3.00% $1,000,001 to $3,000,000: PRIME + 2.50% $3,000,001 to $10,000,000: PRIME + 2.35% $10,000,001 and above: SOFR + 1.85%
SAFEKEEPING	$10 - per position, per monthDoes not apply to Managed Accounts

OVERNIGHT / EXPRESS MAIL
$10 per item
STOP PAYMENTS
$30 per item
DEBIT BALANCE INTEREST DUE TO FEES, PREPAYMENT, LATE PAYMENT AND OTHER MISCELLANEOUS CHARGES ABOVE FREE CASH AVAILABLE
PREVAILING MARGIN RATE Footnote ¹⁰Opens overlay $0 to $25,000: PRIME + 4.75% $25,001 to $50,000: PRIME + 4.50% $50,001 to $100,000: PRIME + 4.00% $100,001 to $500,000: PRIME + 3.75% $500,001 to $1,000,000: PRIME + 3.00% $1,000,001 to $3,000,000: PRIME + 2.50% $3,000,001 to $10,000,000: PRIME + 2.35% $10,000,001 and above: SOFR + 1.85%
SAFEKEEPING
$10 - per position, per monthDoes not apply to Managed Accounts

View our full commission and fee schedule PDF

Other fees and costs, including fees intended to offset fees charged by certain regulatory bodies and costs for foreign currency transactions, foreign clearing charges and safekeeping, may apply.

Certain products and order types, including low-priced securities, block and algorithmic trades, are not available to J.P. Morgan Self-Directed Investing accounts.

J.P. Morgan Automated Investing pricing

Calculate the annual advisory fee of a professionally designed portfolio matched to your goals.

Learn more about Automated Investing

Calculate the annual advisory fee of a professionally designed portfolio matched to your goals.

Learn more about Automated Investing

Account Balance

Selected Value is:

$500

Your annual advisory fee (0.35%):

Month

Frequently Asked Questions

Learn more about the fees and commissions associated with a J.P. Morgan Self-Directed Investing account (PDF).

You can open a J.P. Morgan Self-Directed Investing account and start trading with as little as $1. Apply now.

To open a J.P. Morgan Automated Investing account, you need to deposit at least $500 so we can create a diversified portfolio that fits your goals. Apply now.

J.P. Morgan Automated Investing charges 0.35% of the account balance per year.

You need to keep at least $250 in your account at all times so we can continuously manage your portfolio.

Our dedicated specialists are available by phone during regular business hours to answer your questions.

Ready to start investing?

Open an account today and get unlimited commission-free online stock, ETF, options, mutual funds, and fixed income trades.

Choose your account

ONLINE INVESTING PRICING J.P. Morgan online investing pricing