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Navigate retirement with J.P. Morgan by your side

Plan for the retirement you deserve. We’re here to help you with every step of your retirement planning and living with trusted insights, tools and resources.

Open a retirement account or speak with our retirement specialists to learn more. Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET.

Get started by choosing account type
Open a retirement account
Call 1-877-888-4797

Retiring with confidence begins with a retirement plan

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1. Define clear and achievable retirement goals

With J.P. Morgan Wealth Plan® you can get a comprehensive view of your current financial situation as well as set and track your retirement goals so you know where you stand.

2. Design an investing strategy that works for your needs

Whether you’re working with an advisor or investing on your own, we have the tools and guidance you’ll need to develop a personalized investing strategy.

3. Track your progress and adjust when needed

Stay on track during your retirement journey by adapting your strategy to evolving needs and goals.

Explore which type of retirement account fits you and your goals

Traditional IRA
Tax-deferred growth

Traditional IRA contributions may be tax-deductible. Your earnings, if any, are tax-deferred and will be included in your taxable income at the time of withdrawal.

Roth IRA
Tax-free growth

Roth IRA contributions are not tax-deductible. Your earnings, if any, are tax-deferred and may be withdrawn tax-free if certain conditions are met.

Annuities
Steady income stream

Annuities are a long-term, tax-deferred insurance contract that can provide a steady income stream, typically for retirement purposes and provided by a J.P. Morgan advisor.

Put your plan into action

Open a Self-Directed IRA account

  • Enjoy $0 commission online trades on stocks, ETFs and more
  • Invest with fractional shares starting from $5
  • Manage everything through the Chase Mobile® app or chase.com

 

Open an account, to invest in a Self-Directed IRA account

Open a Self-Directed IRA account

  • Enjoy $0 commission online trades on stocks, ETFs and more
  • Invest with fractional shares starting from $5
  • Manage everything through the Chase Mobile® app or chase.com

 

Open an account, to invest in a Self-Directed IRA account

Talk to our Retirement Specialists

  • Learn about available investment products
  • Get guidance on 401(k) rollovers and transfers
  • Connect with a J.P.Morgan advisor

Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET. You can also let us call you by filling out a short form.

 

Call 1-877-888-4797, to Talk to our Retirement Specialists
Let us call you

Talk to our Retirement Specialists

  • Learn about available investment products
  • Get guidance on 401(k) rollovers and transfers
  • Connect with a J.P.Morgan advisor

Call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET. You can also let us call you by filling out a short form.

 

Call 1-877-888-4797, to Talk to our Retirement Specialists
Let us call you

Rollovers and transfers

Explore solutions for your retirement plans. Roll over or transfer employer-sponsored retirement plans such as 401(k), 403(b) and 457(b) plans, or move an existing IRA to a J.P. Morgan IRA.

Start a rolloverTransfer external IRA

Create your tailored retirement income strategy with a J.P. Morgan advisor

A J.P. Morgan advisor can help you understand your portfolio and non-portfolio sources of income, determine how much you may need to spend each year in retirement and optimize your retirement strategy to fit your lifestyle.

Connect with an advisor

We can help you build your legacy

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Estate planning

Plan your legacy your way. Help ensure your assets are transferred tax-efficiently to your chosen beneficiaries, and appoint trusted decision-makers to help reduce potential legal complications.

Learn more, about Estate planning

Trusts

J.P. Morgan Wealth Management offers self-directed and managed trust accounts to help you distribute your assets according to your wishes and help simplify aspects of your estate planning.

Learn more, Trusts

Life insurance

Consider extending the benefits of life insurance to help your family worry less about the future.

Learn more, about life insurance

 

 

Connect with a J.P. Morgan retirement specialist

 

Our retirement specialists can help answer questions about retirement and retirement accounts, provide guidance on 401(k) rollovers, help connect you with a J.P. Morgan advisor and more.

 

Submit this form or call us Monday through Friday, from 8 AM to 9 PM ET and Saturday from 8:30 AM to 5 PM ET at 1-877-888-4797.

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Frequently asked questions

Determining how much money is needed to retire can be a complex process. It is different for everyone, however, there are some general guidelines that can be used as a starting point. One common guideline is 4%, which suggests withdrawing 4% of your savings annually for a 30-year retirement. For a $50,000 yearly income, you'd need $1.25 million saved. For more assistance, speak with a financial advisor who can help tailor a plan to your specific needs.

Learn more about how much you may need to retire and tips on retiring early.

Yes. You can open a Roth or Traditional IRA on your own with J.P. Morgan Self-Directed Investing. Learn more about opening a retirement account.

We offer multiple retirement planning tools, including J.P. Morgan Wealth Plan® and our retirement calculators.

With J.P. Morgan Wealth Plan®, you can set and track your retirement goals and get personalized insights to guide you on your journey.

Run your numbers with our retirement calculators to see how your current plan is working toward your goals.

Use J.P. Morgan Wealth Plan® to set and track your retirement goals and get personalized insights to guide you on your retirement journey on your own or with a J.P. Morgan advisor. An advisor can provide ongoing updates on your progress.

You can open a Roth IRA or Traditional IRA on your own or with a J.P. Morgan advisor. You can also open an annuity contract, which can provide a steady income stream during retirement, with the help of a J.P. Morgan advisor.

Our Retirement Desk is available Monday–Friday from 8 AM to 9 PM ET or Saturday from 8:30 AM to 5 PM ET, at 1-877-888-4797. You can also contact your J.P. Morgan advisor if you have one, or your tax or legal professional.