RETIREMENT TOOLS 401(k)/403(b) calculator
Estimate your 401(k)/403(b) balance at retirement and how it will vary based on certain assumptions.
Ready to invest in a J.P. Morgan IRA? Get started.
Frequently asked questions
Please note: this isn’t a projection of performance, but a calculation based on the inputs above and the assumptions outlined below. It’s not a guarantee or representation of future performance. Contribution limits are subject to change each year. This calculator reflects the contribution limits for the current year and will be updated each year accordingly. For additional limitations, please review footnote three.
Employee Contributions: Employee contributions are calculated by multiplying the annual employee contributions by the number of years between your indicated current age and target retirement age.
Investment returns: The investment returns are calculated based on annual employee and employer contributions, compounded at the annual rate of return, over the number of years between the year in which the contributions are made and your target retirement age.
The potential future value of your 401(k)/403(b) is adjusted to account for deferred taxes, to show the potential future value of your account in after-tax dollars, at the year of retirement.,
Other ways to plan for retirement
Traditional IRA
Your contributions may be tax-deductible. Your earnings, if any, are tax-deferred and will be included in your taxable income at the time of withdrawal.
Roth IRA
Your contributions are not tax-deductible. Your earnings, if any, are tax-deferred and may be withdrawn tax-free if certain conditions are met.
Roll over to an IRA
Explore rolling over your 401(k) from a former employer to a J.P. Morgan IRA.
Discover how you can prepare for retirement
Retirement calculators
Knowing where you are today is an important step toward planning for your future. Run your numbers with our calculators to see how your current plan is working toward your goals.
Retirement calculators
Knowing where you are today is an important step toward planning for your future. Run your numbers with our calculators to see how your current plan is working toward your goals.
Plan for retirement
Whatever you’re looking forward to—more time with family, traveling or pursuing your passions—we can can help you prepare for what comes next.
Plan for retirement
Whatever you’re looking forward to—more time with family, traveling or pursuing your passions—we can can help you prepare for what comes next.
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