RETIREMENT TOOLS 401(k)/403(b) calculator
Estimate your 401(k)/403(b) balance at retirement and how it will vary based on certain assumptions.
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Frequently Asked Questions
Please note: this isn’t a projection of performance, but a calculation based on the inputs above and the assumptions outlined below. It’s not a guarantee or representation of future performance. For additional limitations, please review the footnote. Employee Contributions: Employee contributions are calculated by multiplying the annual employee contributions by the number of years between your indicated current age and target retirement age.Investment returns: The investment returns are calculated based on annual employee and employer contributions, compounded at the annual rate of return, over the number of years between the year in which the contributions are made and your target retirement age. The potential future value of your 401(k)/403(b) is adjusted to account for deferred taxes, to show the potential future value of your account in after-tax dollars, at the year of retirement.
Other ways to plan for retirement
Traditional IRA
Your contributions to this retirement account may be tax‑deductible, but you will likely have to pay taxes when you withdraw your money.
Roth IRA
With this retirement account, you may be able to contribute after‑tax dollars. Plus, you don’t have to pay federal tax on qualified distributions.
Roll over to an IRA
Explore rolling over your 401(k) from a former employer to a J.P. Morgan IRA.
Discover how you can prepare for retirement
Retirement calculators
Knowing where you are today is an important step toward planning for your future. Run your numbers with our calculators to see how your current plan is working toward your goals.
Retirement calculators
Knowing where you are today is an important step toward planning for your future. Run your numbers with our calculators to see how your current plan is working toward your goals.
Plan for retirement
Whatever you’re looking forward to—more time with family, traveling or pursuing your passions—we can can help you prepare for what comes next.
Plan for retirement
Whatever you’re looking forward to—more time with family, traveling or pursuing your passions—we can can help you prepare for what comes next.
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