Funding your account with transfers and rollovers
Move cash, transfer investments and roll over retirement assets into your J.P. Morgan investment account. Don’t have an account yet? Get started.
Easily set up one-time or repeating cash transfers or make IRA contributions
Move cash from your Chase account or an external bank account
Timeline:
- Internal Chase transfer: Instant, if you submit it on a business day before 4:30 PM ET.
- External transfer: Funds are typically available within 1 to 3 business days.
Move cash between internal J.P. Morgan investment accounts
Timeline:
- Instant, if you submit it on a business day before 4:30 PM ET.
For information on how to transfer cash from external investment accounts, see the “Transfer investments“ tab.
Frequently asked questions about cash transfers
No, we don't charge a fee. Your external bank may assess a fee to transfer cash. You should verify any fees with them prior to initiating the cash transfer request.
Additionally, while J.P. Morgan doesn’t charge a fee for cash transfers, there may be fees associated with the products and services related to your account. To learn more, please refer to our Guide to Investment Services and Brokerage Products (PDF).
Cash transferred from your Chase bank and J.P. Morgan investment accounts will be available to trade immediately upon processing.
Cash transferred from external bank and investment accounts is subject to standard holding times. Sign in to your account to learn more.
To confirm that the transfer was posted to your account, go to your “Brokerage transfer activity” and check the transaction status. We’ll also email you once we’ve completed your transfer.
You can view and edit, pause or cancel your repeating transfers to your investment accounts by following these steps:
- Chase.com: Pay & Transfer > Transfer money > Transfer activity > Brokerage transfers > Repeating transfers
- Chase Mobile® app: Pay & Transfer > See activity > Brokerage transfers > All transfer activity > Brokerage transfers > Repeating transfers
The IRS sets annual contribution limits for Roth IRAs and Traditional IRAs. For 2026, the annual maximum is $7,500 if you are under the age of 50, or $8,600 if you are 50 or above. Learn more.
You can also run your numbers with our IRA eligibility calculator to see how much you may be able to contribute to a Traditional or Roth IRA and if your contribution to a Traditional IRA could be tax-deductible.
Note that you may be able to contribute to both an IRA and your company’s 401(k) or other employer sponsored retirement account.
You can set up recurring investing in mutual funds for eligible J.P. Morgan Self-Directed Investing accounts and accounts managed by a J.P. Morgan Private Client Advisor. Simply choose the amount, frequency, and timing that fits your schedule, with flexibility to adjust anytime, so your money keeps working for you. Get started here.
