Business Checking with Chase
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Find the account that fits your business
Chase Business Complete Banking®
$15 or $0 Monthly Service Fee
Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept®, or Chase Ink Business Card purchases.
Chase Performance Business Checking®
$30 or $0 Monthly Service Fee
Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance.
Chase Platinum Business Checking℠
$95 or $0 Monthly Service Fee
Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance.
Get more from your business checking accounts
Chase business checking solutions are designed to help you manage cash flow, save time, and get the support you need when you need it.
Manage cash flow
Seamlessly and cost-effectively manage your cash flow, deposits, incoming wires, and payroll.
Save time
We help make it easy to access your funds and make and receive payments through Chase Business Online and the Chase Mobile® app.
Get support you can trust
Get access to our customer support team, plus a wide array of consulting solutions that cater to every stage of your business.
Find the account that fits your business
Chase Business Complete Banking®
$15 or $0 Monthly Service Fee
A small business checking account that covers the essentials, plus built-in card acceptance.
- Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept®, or Chase Ink Business Card purchases
- Debit card purchases, up to 20 checks and deposits and withdrawals made with a banker, and $5,000 of in-branch cash deposits at no additional charge every statement cycle (fees may apply to additional transactions or deposits, or purchases made in a currency other than U.S. dollars)
- No additional charge for deposits made at a Chase ATM
- Monthly Service Fee waiver on one Chase Business Total Savings℠ account
Chase Performance Business Checking®
$30 or $0 Monthly Service Fee
A flexible account that can help give mid-sized businesses a competitive edge.
- Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance
- Up to 250 debits and deposits made with a banker and $20,000 of cash deposits made in-branch at no additional charge (fees may apply to additional debits and deposits, or purchases made in a currency other than U.S. dollars)
- No additional charge for deposits made at a Chase ATM
- Accept credit and debit cards at the counter, on the go or online with Chase Payments Solutions
- Monthly Service Fee waiver on up to eight Chase Business Premier Savings℠ accounts and one Chase Total Checking® account
Chase Platinum Business Checking℠
$95 or $0 Monthly Service Fee
Designed for bigger businesses with greater monthly transactions and cash management needs.
- Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance
- Up to 500 debits and deposits made with a banker and $25,000 of cash deposits made in-branch at no additional charge (fees may apply to additional debits and deposits, or purchases made in a currency other than U.S. dollars)
- No additional charge for deposits made at a Chase ATM
- Accept credit and debit cards at the counter, on the go or online with Chase Payments Solutions
- Monthly Service Fee waiver on up to eight Chase Business Premier Savings℠ accounts and one Chase Premier Plus Checking® account
- With a $50,000 balance (combination of personal checking account and linked qualifying deposits/investments) a CPC relationship status and fee waiver can be obtained.
Checking features to help your business thrive
Every Chase business checking account offers:
- Chase Business Online and Online Bill Pay
- Chase Mobile® Banking
- Chase debit card with chip
- Associate Debit and Employee Deposit Cards available upon request
- Chase business savings account Monthly Service Fee waived when linked to an eligible Chase business checking account
- Access to more than 15,000 ATMs and more than 4,700 branches
Find out what you’ll need to open a business checking account
Choose your business type for a checklist of the required documentation needed to open a new business account.
Frequently asked questions
A business checking account might be the best option for small businesses. Business checking accounts let you manage your business funds from anywhere, build your business credit score and separate business and personal assets.
Personal accounts are meant for your personal income and bills. They typically have lower deposit limits and are intended for different transaction types. Separating accounts may also make bookkeeping and tax prep easier.
Learn more about how to keep your business and personal expenses separate.
When choosing a business checking account, consider things like:
- Multiple branch locations — this may be best for you if you travel or want a close-by branch.
- Account features — like remote deposit options and the ability to accept payments.
- Prerequisites — minimum balance requirements that make sense for your cash flow.
- Mobile and online banking — the experience should be easy and help you bank almost anywhere.
- Credit cards and financing — a bank that offers these options can be beneficial.
- Security and fraud protection — to help you safeguard your business by reducing your exposure to fraud
You can open a business checking account online or at a branch near you. Learn more about opening a Chase Business checking account.
Generally, business owners may need to provide information on their business and documentation.
To apply for a Chase business checking account, what you need might depend on how you apply and what type of business you own.
If you apply online, you may need to provide:
Ownership info
If your business has owners other than yourself, we’ll need you to provide the following info for each owner who owns 10% or more of the business:
- Legal name
- Address
- Date of birth
- Tax identification number, Social Security number, TIN or EIN
- Country of citizenship
- Ownership percentage
Other documents
We may ask you to upload certain documents to help us verify your business. In case we do, please have digital copies of the following on hand:
- Legal documents(s) establishing your business (e.g., Articles of Organization, Certificate of Formation) including legal business name, state of registration and registration date
- Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.
Only privately held businesses with the following structures can apply for a Chase business checking account online:
- Sole proprietorships
- Corporations
- Limited liability companies (LLCs) managed by a single member or manager
Have a different business type? Visit a branch near you and we'll help you out. Please refer to our branch locator to find availability info about Chase branches near you.
To apply in a branch you might need to bring the following documents with you:
- Two forms of personal identification (one that’s government issued).
- Your tax identification number – either a Social Security number, TIN or EIN.
- Legal documentation establishing your business (e.g., Articles of Organization, Certificate of Formation)including legal business name, state of registration and registration date.
- Your Doing Business As (DBA) Certificate, if your business operates under a name other than its legal name.
Please see our checklist for complete requirements by business type. Once you’re ready, you can visit a branch near you.
Once your business banking account is open and funded, you can set it up. Start by downloading the mobile app and signing up or logging in to the online banking platform.
Then, connect your new bank account to your business accounting software and any other relevant business tools.
Lastly, add authorized users, set appropriate permissions and alerts, and establish recurring payments from your new business account.
If you recently opened a Chase business banking account, learn how to set it up here.