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Chase Business Line of Credit

 

With a Chase Business Line of Credit or Commercial Line of Credit, your business will have access to working capital when you need it.

 

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Revolving credit for purchasing flexibility

 

Enjoy access to cash for short-term chase flow gaps, unexpected costs, or to grow your business. Ideal for every business size. Choose the business line of credit that’s right for you:

 

Chase Business Line of Credit

 

Ensure your business can handle the unexpected with a line of credit you can keep reusing and repaying as often as you'd like.

 

Key Features:

  • Lines of credit starting at $10,000 - $500,000
  • Five year revolving term, with potential to renew thereafter
  • Five year repayment term

Pricing:

  • A variable rate (indexed to Prime)
  • The interest rate is based on such factors as your banking relationship, credit history and collateral

Payments:

  • The monthly minimum payment is accrued interest plus 1% of the outstanding balance OR $100, whichever is greater (during the draw term)
  • Make payments and initiate advances online

 

Commercial Line of Credit

 

A Chase Commercial Line of Credit is the right choice if your business has larger working capital needs.

 

Key Features:

  • Typically more than $500,000 line of credit
  • Initial terms from one to two years, with potential to renew thereafter

Pricing:

  • A variable rate (indexed to SOFR)
  • The interest rate is based on such factors as your banking relationship, credit history and collateral

Payments:

  • Make payments and initiate advances online
  • Balance due in full at maturity (balloon)

Find the loan to take your small business to the next level

 

See all small business loans

 

No matter where your small business is right now, we have a loan solution for you.

 

  • Business Line of Credit
  • Term Loans
  • Commercial Real Estate Financing

 

 

Term Loans

 

Lump-sum funding for investments in your small business.

 

  • Monthly installment payments
  • Optional introductory draw period
  • Terms up to seven years

 

 

Commercial Real Estate Financing

 

Purchase, renovate, or refinance commercial properties.

 

  • Term loan secured by real estate
  • Terms up to 25 years
  • Fully amortized

 

Compare Ink® business credit cards to choose which one best fits your business needs

 

Ink Business Preferred®

 

Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.

 

 

Ink Business Unlimited®

 

Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.

 

 

Ink Business Cash®

 

Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.

 

Ready to partner with Chase?

 

Apply in person with one of our specialists

 

Footnote1

Lines of less than $10,000, consider a Chase Business Credit Card.

Please consult your branch or relationship manager for the latest interest rates, associated fees (Appraisal, Documentary Recording, Tax Transcript, etc.), closing costs and/or balance requirements as they may differ among different geographic locations. Not all products and services are offered at all locations.

All lines, loans, leases and renewals are subject to credit approval. Lines will be evidenced by Chase’s standard documentation. Restrictions and limitations apply.

Products available in the following states: AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, NJ, NV, NY, OH, OK, OR, PA, TX, UT, VA, WA, WI, WV

The above material is for informational purposes only. It doesn't constitute an offer to sell or a solicitation to buy any product or service referred to herein. All extensions of credit are subject to the credit approval process of JPMorgan Chase Bank, N.A.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations. Restrictions and limitations apply.

Deposit, credit card and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.

Photography: Participants compensated.

Chase for Business links to Chase for Business home

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