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Find an Everyday 401(k) plan that's right for you and your employees


Setting up a retirement plan for your employees can be much easier and more affordable than you think.


Complete a quick form and a dedicated team member from J.P. Morgan will help you understand your options and identify a plan that could be right for your business.


Benefits of Everyday 401(k) by J.P. Morgan:


Attract and retain top talent with a plan designed to help build stronger retirement savings for you and your employees.


Low costs and tax credits

  • Plans start as low as $100 per month + $6 per participant per month.
  • Enjoy up to $5,000/year in tax credits and a tax credit for employer contributions up to $1,000/employee.


Simple solutions for your business

  • Our Core, Choice and Plus plans offer quick and easy set-ups.
  • You can customize our Choice and Plus plans to meet your unique business.


Dedicated and personal assistance

  • First, your onboarding specialist will assess your business needs to get you started with the right plan.
  • Then, your client success manager will give you guidance, provide assistance and help manage the day-to-day running of the plan throughout its lifetime.

Choose from three plan options


Your Onboarding Specialist will help you select the best plan for your business. Below are key features of our three most popular plans.




Built for business owners who want to make an employer contribution.


$100 per plan per month
$6 per participant per month

  • Safe harbor plan
  • Easier plan administration
  • Automated recordkeeping and plan testing





Built for business owners who want increased flexibility in choosing plan features to meet their goals.


$120 per plan per month
$6 per participant per month

  • Non-safe harbor plan
  • Easier plan administration
  • Automated recordkeeping and plan testing




Built to help maximize business owners’ savings and provide the most customization of plan features.


$155 per plan per month
$6 - $8 per participant per month

  • Most flexibility to customize the plan
  • No required employer contributions
  • Support in conducting additional plan testing

Fill out a brief form to see which plan is right for you.

Still have some questions?

One of our dedicated team members will be happy to reach out, once you complete a quick form, to chat about retirement solutions for your business.

Get the latest retirement insights

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