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Credit card processing fees

Simple Pricing. No Surprises.

 

Fair and transparent pricing for every way you accept payments — no hidden fees.

 

Reach out to a Payments Advisor at 1-877-843-5690 or fill out this short form.

 

Fair and transparent pricing. No hidden fees.

 

Enjoy fast funding at no additional cost when you direct your funds to a Chase business checking account.,

2.6% + 10¢

 

Tap, dip or swipe

3.5% + 10¢

 

Manually keyed in transactions or payment links

2.9% + 25¢

 

E-commerce

Custom pricing available — reach out to a Payments Advisor at 1-877-843-5690 or fill out this short form.

Enjoy low credit card processing fees — across all payment networks

 

Mastercard, Visa, American Express, Discover, Apple Pay, and Google Pay Logos

What’s included when you process with Chase

 

Fast access to cash

 

Improve your cash flow with deposits as soon as same day, at no additional cost, when you direct your funds to a Chase business checking account.

 

24/7 customer support

 

Live expert guidance is available when you need it. Self-service is accessible anytime in the support center.

 

Sell with confidence

 

Chase’s fortress-level security, industry leading systems and Fraud Protection services help keep your payments safe.

"Ultimately, we chose Chase for the low credit card processing rates and the great customer service."

 

Lorraine Brock
Owner, Get Organized!

Tips to lower your fees

 

Use tap, dip and swipe transactions

 

Manual entry transactions are processed at a higher rate. Order a card reader or use the Tap to Pay on iPhone feature to reduce fees.

 

Custom pricing

 

Custom pricing, including interchange rate options, may be available based on processing volume.

 

 

Prevent chargebacks

 

Disputes or chargebacks can cost you time and money – so it's important to understand what you can do to avoid and manage them.

 

 

Use advanced verification

 

For select merchants, requiring customers to provide additional information may help verify transactions and reduce the chance of fraud.

 

Credit card processing fees

A crash course on payment fees

Learn to identify payment processing fees and choose the best options with our handy pricing cheat sheet.

Frequently asked questions

The pricing advertised here is for processing fees only. Hardware and accessories can be purchased separately at an additional cost. See our All Terminals page to shop for terminals that match your needs . You can find card reader pricing on our QuickAccept® page. You can still process payments with Chase without purchasing hardware. Our mobile apps featuring Tap to Pay on iPhone allow you to take contactless payments without additional hardware at the flat rate of 2.6% + 10 cents (or manually key in at 3.5% + 10 cents). Likewise, our browser-based virtual terminal (3.5% + 10 cents) and e-commerce (2.9% + 25 cents) solutions work directly with your computer, no additional hardware necessary.

Timing for getting settled funds deposited into your merchant account depends on the solution you choose and whether you deposit funds into a Chase Business checking account. We offer funds as soon as the same day with our QuickAccept suite of solutions when you deposit into a Chase Business Complete Banking® account.

To start accepting payments with Chase, you must open a Chase Payment Solutions℠ merchant account. Opening an account is free. You only pay for transaction processing and hardware purchases (if applicable). No hidden fees.

Yes, keyed-in transactions are 3.5% + 10 cents. These are considered Card not Present transactions (whether customer is in-person or virtual at time of transaction). Tap, insert, swipe transactions are all considered Card Present transactions and charged the same 2.6% + 10 cents rate, including Tap to Pay on iPhone.

We accept all major credit cards and digital wallets, including Mastercard, Visa, American Express, Discover, Apple Pay and Google Pay.

For our basic pricing, all cards will cost the same. With custom pricing, fees may vary based on card type.

For our basic pricing, there are no monthly fees. Additional costs are only applicable to custom-priced merchants.

There are no fees associated with our basic pricing. With custom pricing, there may be additional fees.

Reach out to a Payments Advisor today

Call 1-877-843-5690 or fill out this short form.

 

Need help with our payment solutions?

 

Find the answers you need and get 24/7 merchant support.