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Credit card processing fees

Simple Pricing. No Surprises.


Fair and transparent pricing for every way you accept payments — no hidden fees.


Reach out to a Payments Advisor at 1-877-843-5690 or fill out this short form.


Fair and transparent pricing. No hidden fees.


Enjoy fast funding at no additional cost when you direct your funds to a Chase business checking account.,

2.6% + 10¢


Tap, dip or swipe

3.5% + 10¢


Manually keyed in transactions or payment links

2.9% + 25¢




Monthly fee starting at $9.95

Custom pricing available — reach out to a Payments Advisor at 1-877-843-5690 or fill out this short form.

Enjoy low credit card processing fees — across all payment networks


Mastercard, Visa, American Express, Discover, Apple Pay, and Google Pay Logos

What’s included when you process with Chase


Fast access to cash


Improve your cash flow with deposits as soon as same day, at no additional cost, when you direct your funds to a Chase business checking account.


24/7 customer support


Live expert guidance is available when you need it. Self-service is accessible anytime in the support center.


Sell with confidence


Chase’s fortress-level security, industry leading systems and Fraud Protection services help keep your payments safe.

"Ultimately, we chose Chase for the low credit card processing rates and the great customer service."


Lorraine Brock
Owner, Get Organized!

Tips to lower your fees


Use tap, dip and swipe transactions


Manual entry transactions are processed at a higher rate. Order a card reader or use the Tap to Pay on iPhone feature to reduce fees.


Custom pricing


Custom pricing, including interchange rate options, may be available based on processing volume.



Prevent chargebacks


Disputes or chargebacks can cost you time and money – so it's important to understand what you can do to avoid and manage them.



Use advanced verification


For select merchants, requiring customers to provide additional information may help verify transactions and reduce the chance of fraud.


Credit card processing fees

A crash course on payment fees

Learn to identify payment processing fees and choose the best options with our handy pricing cheat sheet.

Frequently asked questions

The pricing advertised here is for processing fees only. Hardware and accessories can be purchased separately at an additional cost. See our All Terminals page to shop for terminals that match your needs . You can find card reader pricing on our QuickAccept® page. You can still process payments with Chase without purchasing hardware. Our mobile apps featuring Tap to Pay on iPhone allow you to take contactless payments without additional hardware at the flat rate of 2.6% + 10 cents (or manually key in at 3.5% + 10 cents). Likewise, our browser-based virtual terminal (3.5% + 10 cents) and e-commerce (2.9% + 25 cents) solutions work directly with your computer, no additional hardware necessary.

Timing for getting settled funds deposited into your merchant account depends on the solution you choose and whether you deposit funds into a Chase Business checking account. We offer funds as soon as the same day with our QuickAccept suite of solutions when you deposit into a Chase Business Complete Banking® account.

To start accepting payments with Chase, you must open a Chase Payment Solutions℠ merchant account. Opening an account is free. You only pay for transaction processing and hardware purchases (if applicable). No hidden fees.

Yes, keyed-in transactions are 3.5% + 10 cents. These are considered Card not Present transactions (whether customer is in-person or virtual at time of transaction). Tap, insert, swipe transactions are all considered Card Present transactions and charged the same 2.6% + 10 cents rate, including Tap to Pay on iPhone.

We accept all major credit cards and digital wallets, including Mastercard, Visa, American Express, Discover, Apple Pay and Google Pay.

For our basic pricing, all cards will cost the same. With custom pricing, fees may vary based on card type.

Reach out to a Payments Advisor today

Call 1-877-843-5690 or fill out this short form.


Need help with our payment solutions?


Find the answers you need and get 24/7 merchant support.