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Small Business Loans

Financing to help you manage your small business

 

Find the ideal small business loan for you.

Real business owners compensated

Find the loan to help take your small business to the next level

 

Business Line of Credit

 

Get revolving credit for purchasing flexibility.

 

 

Small Business Loans

 

Use lump-sum funding for investments in your small business.

 

 

Commercial Real Estate Financing

 

Purchase, renovate or refinance commercial properties.

 

Benefits to help your small business prosper

Products for every size

 

Our lending options meet your needs with loan amounts and payment terms that work for you.

 

No fees to apply

 

There are no fees or obligations when you apply for a Chase Business Line of Credit.

 

Deposit-based relationship pricing

 

You may be eligible for up to a 1% interest rate discount on loans and lines of credit of $500,000+ with our Relationship Pricing Program.

Small business loan options at a glance: Compare the features and benefits of each

 

Business Line of Credit

 

Get revolving credit for purchasing flexibility.

 

Key Features:

  • Credit lines up to $500,000
  • Five-year revolving period
  • Five-year repayment term

Payments:

  • Revolving credit, allowing you to reuse and repay the line of credit as often as you’d like

Fees:

  • $200 or 0.25% of your approved line of credit (whichever is greater)
  • Waived if 12-month average line utilization is at least 40%

Eligibility:

  • To be approved for this product, Chase requires that your business be at least two years old and under the same majority ownership for at least two years.

 

 

Small Business Loans

 

Use lump-sum funding for investments in your small business.

 

Key Features:

  • Loans up to $500,000
  • Monthly Installment payments
  • Typically terms up to five years

Payments:

  • Pay back what you’ve borrowed, along with any accrued interest on the loan

Fees:

  • $0 origination fee
  • Prepayment fees apply for loans greater than $250,000

Eligibility:

  • To be approved for this product, Chase requires that your business be at least two years old and under the same majority ownership for at least two years.

 

 

Commercial Real Estate Financing

 

Purchase, renovate or refinance commercial properties.

 

Key Features:

  • Term loan secured by a lien on commercial property
  • Terms up to 25 years

Payments:

  • Pay back what you’ve borrowed, along with any accrued interest on the loan
  • Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term

Fees:

  • $0 origination fee
  • Prepayment fees apply for loans greater than $250,000

 

SBA Preferred Lender

 

As a Small Business Administration (SBA) preferred lender, Chase works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to 5 million. Small business loans provide working capital for starting a business, managing cash flow and expansion, and equipment purchase or refinancing debt.

Compare Ink® business credit cards to choose which one best fits your business needs

 

Ink Business Preferred®

 

Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.

 

 

Ink Business Unlimited®

 

Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.

 

 

Ink Business Cash®

 

Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.