Find the loan to help take your small business to the next level
Business Line of Credit
Get revolving credit for purchasing flexibility.
Small Business Loans
Use lump-sum funding for investments in your small business.
Commercial Real Estate Financing
Purchase, renovate or refinance commercial properties.
Benefits to help your small business prosper
Products for every size
Our lending options meet your needs with loan amounts and payment terms that work for you.
No fees to apply
There are no fees or obligations when you apply for a Chase Business Line of Credit.
Deposit-based relationship pricing
You may be eligible to earn an interest rate discount of .4 to 1.2% on new business loans and lines of credit of $500,000+ with our Relationship Pricing Program. Speak to a banker for more details.
Small business loan options at a glance: Compare the features and benefits of each
Business Line of Credit
Get revolving credit for purchasing flexibility.
Key Features:
- Credit lines up to $500,000
- Five-year revolving period
- Five-year repayment term
Payments:
- Revolving credit, allowing you to reuse and repay the line of credit as often as you’d like
Fees:
- $200 or 0.25% of your approved line of credit (whichever is greater)
- Waived if 12-month average line utilization is at least 40%
Eligibility:
- To be approved for this product, Chase requires that your business be at least two years old and under the same majority ownership for at least two years.
Small Business Loans
Use lump-sum funding for investments in your small business.
Key Features:
- Loans up to $500,000
- Monthly Installment payments
- Typically terms up to five years
Payments:
- Pay back what you’ve borrowed, along with any accrued interest on the loan
Fees:
- $0 origination fee
- Prepayment fees apply for loans greater than $250,000
Eligibility:
- To be approved for this product, Chase requires that your business be at least two years old and under the same majority ownership for at least two years.
Commercial Real Estate Financing
Purchase, renovate or refinance commercial properties.
Key Features:
- Term loan secured by a lien on commercial property
- Terms up to 25 years
Payments:
- Pay back what you’ve borrowed, along with any accrued interest on the loan
- Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term
Fees:
- $0 origination fee
- Prepayment fees apply for loans greater than $250,000
SBA Preferred Lender
As a Small Business Administration (SBA) preferred lender, Chase works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to 5 million. Small business loans provide working capital for starting a business, managing cash flow and expansion, and equipment purchase or refinancing debt.
Compare Ink® business credit cards to choose which one best fits your business needs
Ink Business Preferred®
Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.
Ink Business Unlimited®
Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.
Ink Business Cash®
Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.