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Small Business Loans

Financing to help you manage your small business

 

Find the ideal small business loan for you.

 

Schedule a meeting

Find the loan to take your small business to the next level

 

Business Line of Credit

 

Get revolving credit for purchasing flexibility.

 

 

Small Business Loans

 

Use lump-sum funding for investments in your small business.

 

 

Commercial Real Estate Financing

 

Purchase, renovate or refinance commercial properties.

 

Benefits to help your small business prosper

Products for every size

 

Our lending options meet your needs with loan amounts and payment terms that work for you.

 

No hidden fees

 

We value transparency, which means no hidden fees and clear rules around repayment.

Small business loan options at a glance: Compare the features and benefits of each

 

Business Line of Credit

 

Get revolving credit for purchasing flexibility.

 

Key Features:

  • Credit lines up to $500,000
  • Five year revolving period
  • Five year repayment term

Payments:

  • Revolving credit, allowing you to reuse and repay the line of credit as often as you’d like

Fees:

  • $200 or 0.25% of your approved line of credit (whichever is greater)
  • Waived if 12 month average line utilization is at least 40%

 

 

Small Business Loans

 

Use lump-sum funding for investments in your small business.

 

Key Features:

  • Loans up to $500,000
  • Monthly Installment payments
  • Typically terms up to five years

Payments:

  • Pay back what you’ve borrowed, along with any accrued interest on the loan

Fees:

  • $0 origination fee
  • Prepayment fees apply for loans greater than $250,000

 

 

Commercial Real Estate Financing

 

Purchase, renovate or refinance commercial properties.

 

Key Features:

  • Term loan secured by a lien on commercial property
  • Terms up to 25 years

Payments:

  • Pay back what you’ve borrowed, along with any accrued interest on the loan
  • Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term

Fees:

  • $0 origination fee
  • Prepayment fees apply for loans greater than $250,000

 

Chase is a Small Business Administration (SBA) Loan Provider

 

As an SBA preferred lender, we work with small businesses, like Del Cielo Brewing Co, to secure small business loans with flexible terms, variable and fixed interest rates and loan amounts up to $5 million.

Luis Castro

 

Del Cielo Brewing Co

"Every time we have a new franchise, we go right to our Chase business banker. He helps us choose the lending products that give us the best flexibility for our needs."

Compare Ink® business credit cards to choose which one best fits your business needs

 

Ink Business Preferred®

 

Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.

 

 

Ink Business Unlimited®

 

Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.

 

 

Ink Business Cash®

 

Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.

 

Footnote1

Financing options for needs larger than $500K are available for Loans and Lines of Credit, schedule a meeting today to discuss more options to meet your business needs.

Footnote2

Please consult your branch or relationship manager for the latest interest rates, associated fees (Appraisal, Documentary Recording, Tax Transcript, etc.), closing costs and/or balance requirements as they may differ among different geographic locations. Not all products and services are offered at all locations.

Deposit, credit card and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.

Photography: Participants compensated.

Chase for Business links to Chase for Business home

Business Checking

Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions and find the right checking account for you.

Business Loans

Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.

Business Credit Cards

Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards.

Payment Solutions

Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business – online, in-store, and on-the-go. Visit our Developer Center to find Payments APIs, developer tools, and documentation.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts and find the right business savings account for you.

Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card. Save time every month with recurring payments.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.