Small Business Administration (SBA) Loans
The SBA helps small businesses get SBA loans by supporting them up to a certain loan amount.
SBA loans can be used for many purposes — including launching or expanding a business, purchasing inventory or equipment, or consolidating high interest debt.
SBA 7(a) Loan Program
- Can be used for a variety of purposes including acquisition of a business, purchase of real estate or equipment, tenant improvements, working capital to help manage cash flow and business expansion.
- Term loan amounts up to $5 million are available. SBA fees may apply.
- Allows more flexible loan terms, with longer terms and maturities and with less money down.
SBA 504 Loan Program
- Can be used for purchase of real estate, construction, equipment acquisition and refinancing debt.
- Maximum loan amount through Chase varies by project but can be up to $12.5 million. An SBA fee applies to the CDC portion of the loan, and an origination fee may apply to our portion of the loan.
- Extended terms are available.
- Save money with competitive terms, amortizations, and long-term interest rates.
- Borrow up to 90% of the project cost or collateral value.
Make payments easier and grow your business
SBA Express loans
- Can be used for real estate, business acquisition, equipment purchase or working capital needs.
- Term loans and lines of credit up to $500,000 are available to meet the ongoing needs of your business. SBA fees may apply.
- Fixed or variable interest rates.
- Flexible loan terms give your business more options.
SBA Preferred Lender
As a Small Business Administration (SBA) preferred lender, Chase works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to 5 million. Small business loans provide working capital for starting a business, managing cash flow and expansion, and equipment purchase or refinancing debt.