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Chase Business Certificates of Deposit


Investing in your business is something you do every day and planning for the future is just as important. With a Business CD, you’ll earn a fixed interest rate to help your business reach its longer-term financial goals.


Help grow your money with a fixed rate of return


We offer flexible terms to fit your budget, and you can roll your Business CD over at the end of its term to continue to grow your savings.


Fixed rate of return


Business CDs earn a fixed interest rate on FDIC Insured savings. 


Invest more to earn more


A better interest rate may be available with a higher balance and longer term periods.


Higher relationship rates


Higher relationship rates may be available when you link to a qualifying Chase Business Checking account.

Get financial flexibility with no monthly service fee

Certificate of deposit account details

  • No monthly service fee
  • $1,000 minimum deposit to open an account
  • Terms from 31 days to 10 years

Invest in multiple CDs


Explore our laddering strategies


A CD laddering strategy allows you to open four CDs at the same time, for the same amount, which mature at staggered intervals.

Take your business to the next level with premium tools and services


Chase Business Checking


Get more from your business checking account. Whatever your business size or industry, we offer checking solutions that are built to meet your needs, support your vision, and keep you moving forward.



Chase Business Services


Through our business services, we offer dedicated support across merchant services, collection services, plus:

  • The ability to take payments with Chase QuickAccept℠
  • Send and receive money with Zelle®
  • And much more



Switch to Chase


Ready to switch your business banking account to Chase? Use our checklist to help you make the change – and get the maximum value from all the features in your new business banking account.


Get even more from your bank


At Chase, we’re committed to giving business owners the support they need to achieve their most ambitious goals.



Get expert financial guidance from a team of bankers who understand your business and your community.



We help you protect what you’ve built with Fraud Protection services like:

  • Real-time monitoring
  • Real-time alerts
  • Zero liability protection
  • And more



Experience relationship pricing, plus convenient branches, ATMs, online and mobile tools, and ways to waive fees.

Ready to open a Certificate of Deposit?


Our specialists can answer questions you might have.


CD relationship rates available when linked to a Chase Business Complete Banking, Chase Performance Business Checking, Chase Analysis Business Checking or Chase Platinum Business Checking account. Otherwise, standard rates apply.


Chase QuickAccept is only available within the Chase Mobile® app on select mobile devices and is not available in U.S. territories or outside the U.S. Usage of Chase QuickAccept subject to eligibility, terms  of service, monitoring and further review.  Deposits are subject to limits, verification, fraud monitoring, and other restrictions. Message and data rates may apply.


Zelle®: Enrollment in Zelle® is required. To send money to or receive money from a small business, both the sender and recipient must be enrolled with Zelle directly through their financial institution. Both parties need a U.S. checking account enrolled with Zelle; only one needs an eligible Chase account. Small businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Make sure you only send money to people and businesses you know and trust to help avoid scams and protect your account.


Fraud Protection Services is available to eligible business checking accounts and consists of the Positive Pay Service (“Positive Pay Service” or “Check Protection Services”), the Reverse Positive Pay Service (“Reverse Positive Pay” or “Check Monitoring”), and the ACH Debit Block Service. You may not enroll an account in both Check Protection Services and the Check Monitoring or Reverse Positive Pay at the same time.


Check Monitoring (“Reverse Positive Pay Service” or “Reverse Positive Pay”) is complimentary for all Chase business checking customers. Any checks not reviewed by 4 PM local time will be paid.


Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase transfer account is required to transfer funds via text.


Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly. Certain limitations apply. See Deposit Account Agreement (PDF) for details. 

Deposit, credit card and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.

JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender

Photography: Participants compensated.

Chase for Business links to Chase for Business home

Business Checking

Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions and find the right checking account for you.

Business Loans

Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.

Business Credit Cards

Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards.

Payment Solutions

Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business – online, in-store, and on-the-go. Visit our Developer Center to find Payments APIs, developer tools, and documentation.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts and find the right business savings account for you.

Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card. Save time every month with recurring payments.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.