Certificates of Deposit (CDs) earn a guaranteed interest rate, while keeping your dollars FDIC insured up to the maximum amount allowed by law. A $1,000 minimum is required to open a CD. Please go to a branch to open a CD. The Annual Percentage Yields (APYs) below are CD relationship rates available to our customers with a linked Chase business checking account. APYs are effective for 09/29/2022, and are subject to change without notice. Website rates are generally updated each business day in the morning and rates may vary by market. CD interest is compounded daily. You may choose, depending on the term, to have your CD interest paid monthly, quarterly, semi-annually or annually and at maturity. Penalties may apply to withdrawals made prior to maturity. Please see the Additional Banking Services and Fees section, "Business CD Accounts," which can be accessed on the Deposit Disclosures and Interest Rates page.