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It’s more than a bank account

 

Chase Business Complete Banking is a small business checking account that comes with the ability to accept credit cards, giving you what you need to start or grow your business and keep it going.

 

More ways to waive the Monthly Service Fee

 

Explore the multiple ways to earn no fee checking with all the benefits of being a Chase customer.

 

Accept card payments

 

Accept credit cards with no hidden fees or monthly contract with Chase QuickAccept℠. 

 

Fraud Protection Services

 

We help protect your cash flow from fraud with check monitoring and approval, payment limits, and alerts that keep you up-to-date on any changes to your account.

Monthly Service Fees can be reduced from $15 to $0

Want to waive your $15 Monthly Service Fee?

 

Just meet ANY of the following criteria each statement period:

  • $2,000 minimum daily balance
  • $2,000 in net purchases on your Chase Ink® Business Card(s)
  • $2,000 in deposits from Chase QuickAccept℠ or other eligible Chase Payment Solutions transactions
  • Link a Chase Private Client Checking℠ account
  • Provide qualifying proof of military status

Chase Business Complete Banking offers the features you need to grow your business

Additional account features

  • Unlimited debit card purchases and Chase ATM transactions
  • Multiple ways to send and receive funds:
    • Wire transfers
    • Chase QuickDeposit℠
    • Chase Online Bill Pay
  • Up to $5,000 no-fee cash deposits per statement cycle
  • Associate Debit and Employee Deposit Cards available upon request
  • Chase Business Online and Chase Mobile Banking

Take payments from anywhere in the U.S. with Chase QuickAccept℠

A feature of Chase Business Complete Banking, available through Chase Business Online and the Chase Mobile® app.

  • Delivers same day deposits at no additional fee.
  • Enter card transactions, issue refunds, track disputes and more.
  • No hidden fees or monthly contracts.

Get started today

 

Open a Chase Business Complete Checking account online now – or talk to one of our Chase for Business Specialists at a branch near you

See how business owners are benefiting from Chase Business Complete Banking

Chase for Business customer

Maria Lara, Founder A Mano Artisan Pasta Co.

The COVID-19 pandemic didn’t stop Maria Lara from starting her business. In fact, it was the impetus she needed to bring A Mano Artisan Pasta Co. to life. Learn how Chase Business Complete Banking became a key ingredient.

 

“I think people are what make a business — and the people that I’ve been able to interact with at Chase for Business have been fantastic.”

Take your business to the next level with premium tools and services

 

Earn $750 bonus cash back

 

Plus, earn unlimited 1.5% on every purchase made for your business with the Chase Ink Business Unlimited® card. You can also waive the Chase Business Complete Banking Monthly Service Fee when you make $2,000 in monthly purchases with your Chase Ink® Business Cards.

 

 

Chase Business Total Savings℠

 

Meet an account designed for businesses just starting a savings plan. With this business savings account, you’ll have access to our helpful online and mobile banking tools, plus you can waive your savings account Monthly Service Fee when you link your account to Business Complete Banking.

Ready to switch your business account to Chase?

 

Find out which documents you need to complete an application using our simple checklist.

Footnote1

Important Information about Chase Business Complete Checking℠

 

There is a $15 Monthly Service Fee (MSF) that we’ll waive if you meet any of the below qualifying activities for each Chase Business Complete Checking℠ account in a monthly statement period. Qualifying activities for how to avoid the MSF: (A) Maintain a linked Chase Private Client Checking℠ account, (B) Meet Chase Military Banking requirements, or (C) Fulfill at least one of the following qualifying activities: (1) Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period; (2) Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period, using one or more of the following:  Chase QuickAccept℠ including Chase Smart Terminal℠, InstaMed Patient Payments and InstaMed Patient Portal and/or other eligible Chase Payment Solutions℠ products. Eligible Chase Payment Solutions products have a transaction history that is viewable on Chase Business Online, Chase Connect®, or J.P. Morgan Access®. The cutoff time for eligible deposits is 11:59 PM Eastern Time one day prior to the last day of your Chase Business Complete Checking monthly statement period; or (3) Spend at least $2,000 on eligible Chase Ink® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking monthly statement period. Eligible purchases must be made using Ink Business Card(s) associated with the same business as your Chase Business Complete Checking account, as reflected in Chase records, and must earn Chase Ultimate Rewards® points. Certain purchases and transactions are excluded from earning Ultimate Rewards points, as described in your Rewards Program Agreement available on chase.com/ultimaterewards. For complete details, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.

 

Deposits are subject to limits, verification, fraud monitoring, and other restrictions. QuickAccept is not available in U.S. territories or outside the U.S. QuickAccept usage subject to eligibility, terms of service, monitoring and further review. Message and data rates may apply.

Footnote2

Check Monitoring (“Reverse Positive Pay Service” or “Reverse Positive Pay”) is complimentary for all Chase business checking customers. Any checks not reviewed by 4 PM local time will be paid.

Footnote3

Chase QuickDeposit℠ (with scanner) enrollment is subject to approval and availability in your area. If approved, a two-year contract is required which includes a check scanner. A monthly maintenance fee of $25 applies for the single feed check scanner option or $50 applies for the multiple feed check scanner option. Additional scanners are available for purchase at a one-time charge of $300 per scanner for the single feed check scanner and $600 per scanner for the multiple feed check scanner (plus applicable sales tax). During the first 60 days, you may, for any reason, cancel the service and return the scanner at no cost. After that, a cancellation fee of $250 applies if the service is discontinued prior to the end of the two year contract term. All check and deposit item fees will be billed and processed according to your account maintenance fee schedule.

Footnote4

Online Bill Payment: You must be enrolled in Chase Online™ to activate and use Online Bill Payment. Online Bill Payment service is free of charge when you designate a qualified account as your Primary Account for Online Bill Payment. A qualified account includes any Chase business checking account.

Footnote5

Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile app. Message and data rates may apply.

Footnote6

Payments processed, approved, and completed by 5:00 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays. In addition, all QuickAccept deposits are subject to the QuickAccept Terms of Service. Payments held for risk, fraud, or other review may not be eligible for same-day deposits. Payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET, Sunday through Friday (including holidays), will be deposited into the business owner's Chase business checking account that night. All payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET on Saturdays will be deposited into the business owner's Chase business checking account Sunday morning by 7:30 AM ET. There is no additional cost for same-day deposits, but standard rates and fees will apply for business checking and payment processing. Customers qualify for same-day deposits upon sign-up and depositing into a Chase business checking account. Same-day deposits are available in the U.S. only. Additional exclusions may apply.

Footnote7

The testimonials on this page or provided via linked videos are the sole opinions, findings or experiences of our customer and not those of JPMorgan Chase Bank, N.A. or any of its affiliates. These opinions, findings, or experiences may not be representative of what all customers may achieve. JPMorgan Chase Bank, N.A. or any of its affiliates are not liable for decisions made or actions taken in reliance on any of the testimonial information provided. Participants compensated.

Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase transfer account is required to transfer funds via text.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations. Restrictions and limitations apply.

Deposit, credit card and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.

Merchant services are provided by WePay, Inc., a subsidiary of JPMorgan Chase Bank, N. A.

Photography: Participants compensated.

Chase for Business links to Chase for Business home

Business Checking

Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions and find the right checking account for you.

Business Loans

Finance your small business with business loans from Chase. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business.

Business Credit Cards

Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards.

Payment Solutions

Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business – online, in-store, and on-the-go. Visit our Developer Center to find Payments APIs, developer tools, and documentation.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts and find the right business savings account for you.

Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card. Save time every month with recurring payments.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.