Get ready to open your business checking account
Prepare with these two simple steps.
STEP 1
Choose the application path that best suits you
You can apply online or in-person.
Apply online on your own schedule
If you have a privately held business with the following structures, you can apply online:
Sole Proprietorships
Only Sole Proprietorships with one owner are supported online.
Please visit a branch to open an account for these types of businesses: Spousal Sole Proprietorships, Sole Proprietorship Living Trusts, and Sole Proprietorships with a Power of Attorney.
Limited liability companies (LLCs)
Only single-member and single-manager LLCs with one authorizing representative are supported online.
Please visit a branch to open an account for these types of businesses: Multi-member or multi-manager LLCs, LLCs with multiple authorizing representatives. Non-Profit LLCs and LLCs that are owned by another business.
Corporations
Only privately held S- and C-Corporations with one authorizing representative are supported online.
Please visit a branch to open an account for these types of businesses: Non-Profit Corporations and Corporations that are owned by other another business.
STEP 2
Gather the information and documents you'll need
Ownership info:
For each business owner who owns 10% or more of the business, you'll need their:
- Legal name
- Address
- Date of birth
- Tax identification number, Social Security number, TIN or EIN
- Country of citizenship
- Ownership percentage
If you're an existing Chase customer, you'll be prompted to log into your account. If you do, some of your personal information may be pre-filled for you. Make sure to double-check the pre-filled information.
Also, we may require a digital scan of your identification to help prevent fraud. If we do, you'll need a copy of your government-issued ID and a mobile device with a working camera. Military IDs cannot be used for this purpose.
Business operations info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
You'll need a digital copy of an official government document that confirms your business's existence and legal registration as a business, like:
- Articles of organization
- Certificate of formation
- Assumed Name certificate or Doing Business As (DBA) certificate, if applicable
Ready to get started?
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Get step-by-step guidance
Watch this helpful video if you need help applying online.
Apply at one of 5,000 branches
You can schedule a meeting with one of our business bankers, or you can stop by your local Chase branch.
STEP 2
Gather the people, documents and information you'll need
Select your business type for details
Sole Proprietors
People that need to be present at account opening:
- Sole proprietorships with one owner — the owner
- Spousal sole proprietorships — both owners
- Sole proprietorship living trust — the trustee(s)
- Sole proprietorship with a Power of Attorney — the agent
If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.
Personal Identification:
Two forms of ID are required. One must be a primary or government-issued ID.
Primary ID Examples:
- U.S. Citizens: State-issued driver’s license, state-issued ID card, passport, etc.
- Non-U.S. Citizens:
- Permanent Residents:
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Non-Permanent Residents:
- Passport, matricula or U.S. Employment Authorization Card
- Permanent Residents:
Secondary ID Examples:
- Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
- Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.
Tax Identification Number:
- SSN, ITIN (Non-U.S. Citizens), or an Employer Identification Number (EIN) is required.
Business Documentation:
- Official documents that establish the owners and assumed name of your business, such as a business license, assumed name application or filing receipt. Your business documentation may vary based on the state you established your business in.
- An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. It is not required in HI, KS, MS, NM, WI and WY. Contact your local branch to confirm if this is required for your business.
For Power of Attorney only:
- Original Power of Attorney document
- Agent: Two forms of ID are required. See above for examples of ID.
- Owner/Principal: Agent is required to provide the owner's personal ID or a photocopy of the owner's personal ID
Business Operations Info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
Authorized Account Users (Non-Signers):
If you'd like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present.
- Full name as it appears on the employee's government-issued ID
- Employee's residential address
- Employee's date of birth
Partnerships
People that need to be present at account opening:
All general partners
- If one of the general partners is another business, an authorizing representative of that business must also be present.
If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.
Personal Identification:
Two forms of ID are required. One must be a primary or government-issued ID.
Primary ID Examples:
- U.S. Citizens: State-issued driver’s license, state-issued ID card, passport, etc.
- Non-U.S. Citizens:
- Permanent Residents:
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Non-Permanent Residents:
- Passport, matricula or U.S. Employment Authorization Card
- Permanent Residents:
Secondary ID Examples:
- Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
- Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.
Tax Identification Number:
- SSN, ITIN (Non-U.S. Citizens), or an Employer Identification Number (EIN) is required.
Business Documentation:
General partnerships will need one of the following:
- Written partnership agreement
- Joint venture agreement
- Personal identification (only available in certain states)
- Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
Limited partnerships, limited liability partnerships and limited liability limited partnerships will need one of the following:
- Certified partnership agreement
- Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
- An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. Contact your local branch to confirm if this is required for your business.
If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.
You may also need:
Supplemental documentation listing the current General Partners (one of the following):
- Amendment to the partnership agreement or joint venture agreement
- Meeting minutes listing the current general partners
- Annual report or statement of information
- Active status verification: limited partnerships, limited liability partnerships and limited liability limited partnerships registered more than one year ago also require one of the following: certificate of good standing, status report or long form or short form standing
Business Operations Info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
Authorized Account Users (Non-Signers):
If you'd like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present.
- Full name as it appears on the employee's government-issued ID
- Employee's residential address
- Employee's date of birth
For all owners/limited partners with 10% or more ownership in Limited Partnerships and Limited Liability Limited Partnerships:
- Full name as it appears on limited partner's government-issued ID
- Legal business name — only used when an owner of the partnership is another entity/trust
- Residential address — business address only required if owner is a business
- Percentage of ownership
- Date of birth
- Tax Identification Number (e.g. SSN, ITIN, FTIN)
- Country of citizenship
- Non-U.S. Citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or matricula consular card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present. However, the physical ID must be scanned if that individual is a citizen of an OFAC country.
If applying for a Business Credit Card or Safe Deposit Box, it is required to collect the above information for those owners with 25% or more ownership.
Limited liability companies (LLC)
People that need to be present at account opening:
- Member-managed LLC—all members
- Manager-managed LLC—all managers
- If one of the managers or members of the LLC is another business, an authorizing representative of that business must also be present.
If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.
Personal Identification:
Two forms of ID are required. One must be a primary or government-issued ID.
Primary ID Examples:
- U.S. Citizens: State-issued driver’s license, state-issued ID card, passport, etc.
- Non-U.S. Citizens:
- Permanent Residents:
- Permanent Resident Alien Card (Green Card), state-issued driver's license, state-issued ID card, passport, etc.
- Non-Permanent Residents:
- Passport, matricula or U.S. Employment Authorization Card
- Permanent Residents:
Secondary ID Examples:
- Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
- Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.
Tax Identification Number:
- An Employer Identification Number (EIN) is required
- Single-member LLCs may use their SSN or ITIN
- Individual Taxpayer Identification Number (ITIN) may be used for non-U.S. citizens
Business Documentation:
- LLCs will need one of the following:
- Articles of Organization: This certificate may also be known as Certification of Organization or Certificate of Formation (must be registered, certified or stamped by appropriate state agency)
- Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
- Active status verification: LLCs registered more than one year ago also require one of the following: certificate of good standing, status report, long form standing or short form standing.
- An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. It is not required in HI, KS, MS, NE, NM, SC, WI and WY. Contact your local branch to confirm if this is required for your business.
If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.
Supplemental Documentation listing the current members or managers of the LLC (one of the following):
- Certified amendment to the articles of organization or certificate of formation
- Operating agreement
- Meeting minutes
- Annual report or statement of information
Business Operations Info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
Authorized Account Users (Non-Signers):
If you'd like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present:
- Full name as it appears on the employee's government-issued ID
- Employee's residential address
- Employee's date of birth
For all owners/limited partners with 10% or more ownership:
- Legal first name and last name
- Legal business name—only used when an owner of the LLC is another entity/trust
- Residential address—business address only required if owner is a business
- Percentage of ownership
- Date of birth
- Tax identification number (e.g. SSN, ITIN, FTIN)
- Country of citizenship
- Non-U.S. Citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or matricula consular card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present. However, the physical ID must be scanned if that individual is a citizen of an OFAC country.
If applying for a Business Credit Card or Safe Deposit Box, it is required to collect the above information for those owners with 25% or more ownership.
Corporations
People that need to be present at account opening:
- An authorizing representative—this includes:
- President
- Secretary
- Assistant Secretary
- Acting Secretary
- Non-Profit only: A minimum of two non-voting board members is required if there are not any voting members.
If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.
Personal Identification:
Two forms of ID are required. One must be a primary or government-issued ID.
Primary ID Examples:
- U.S. Citizens: State-issued driver’s license, state-issued ID card, passport, etc.
- Non-U.S. Citizens:
- Permanent Residents:
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Non-Permanent Residents:
- Passport, matricula or U.S. Employment Authorization Card
- Permanent Residents:
Secondary ID Examples:
- Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
- Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.
Tax Identification Number:
- An Employer Identification Number (EIN) is required.
Business Documentation:
- Corporations will need one of the following:
- Certified articles of incorporation — also known as certificate of formation, filed with appropriate state agency including state filing stamp.
- Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
- Active status verification — corporations registered more than one year ago also require one of the following: certificate of good standing, status report, long form standing or short form standing.
- An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. It is not required in HI, KS, MS, NE, NM, SC, WI and WY. Contact your local branch to confirm if this is required for your business.
- Certified articles of incorporation — also known as certificate of formation, filed with appropriate state agency including state filing stamp.
If your business is organized in another state, but operates in the state in which the account is opened, documentation is required to certify that the business is entitled to operate in the state in which the business address is located.
Supplemental Documentation listing the current members or managers of the corporation (one of the following):
- Certified amendment to the articles of incorporation
- Corporate resolutions
- Meeting minutes
- Annual report or statement of information
Business Operations Info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
Authorized Account Users (Non-Signers):
If you'd like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present:
- Full name as it appears on the employee's government-issued ID
- Employee's residential address
- Employee's date of birth
For all individuals holding key roles in the corporation, including senior managers, Board of Directors or anyone else that has influence over the company:
- Full name as it appears on the employee's government-issued ID
- Residential address
- Senior managers require additional information:
- Date of birth
- Tax Identification Number (e.g. SSN, ITIN, FTIN)
- Country of citizenship
For all owners/shareholders partners with 10% or more ownership:
- Full name as it appears on the individual's government-issued ID
- Legal business name—only used when an owner of the corporation is another entity/trust
- Residential address—business address only required if owner is a business
- Percentage of ownership
- Date of birth
- Tax identification number (e.g. SSN, ITIN, FTIN)
- Country of citizenship
- Non-U.S. Citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or matricula consular card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present. However, the physical ID must be scanned if that individual is a citizen of an OFAC country.
If applying for a Business Credit Card or Safe Deposit Box, it is required to collect the above information for those owners with 25% or more ownership.
Unincorporated business association or organization
People that need to be present at account opening:
- An authorizing representative — either the secretary or acting secretary
If you need to add authorized signers to the account, they should be present at account opening. If they cannot be present, they can be pre-authorized during account opening, but will need to go to the branch, with appropriate forms of ID, within 30 days, to be authorized.
Personal Identification:
Two forms of ID are required. One must be a primary or government-issued ID.
Primary ID Examples:
- U.S. Citizens: State-issued driver’s license, state-issued ID card, passport, etc.
- Non-U.S. Citizens:
- Permanent Residents:
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Permanent Resident Alien Card (Green Card), state-issued driver’s license, state-issued ID card, passport, etc.
- Non-Permanent Residents:
- Passport, matricula or U.S. Employment Authorization Card
- Permanent Residents:
Secondary ID Examples:
- Credit/debit card with embossed name, employer ID, utility bill, etc. Credit/debit cards are not a valid form of ID for non-U.S. citizens.
- Proof of address or date of birth may be required. Additional forms of ID may be required for non-U.S. citizens.
Tax Identification Number:
- An Employer Identification Number (EIN) is required.
Business Documentation:
- An unincorporated business association or organization will need one of the following:
- Website validation from state or county (all states except Delaware and New Jersey); validation must indicate valid status (e.g. active, in good standing, not expired, in compliance) and be available without a fee.
- An assumed name certificate may be required if your business is operating with a DBA (Doing Business As). This certificate may also be known as a trade name certificate, fictitious business name statement or DBA. It is not required in HI, KS, MS, NE, NM, SC, WI and WY. Contact your local branch to confirm if this is required for your business.
If Organization or Association is using their own EIN:
- Articles of association
- Charter document validating existence
- IRS Confirmation of EIN Issuance
If Organization or Association is using EIN of national or regional organization:
- Letter of authorization from national or regional office (must include EIN of national or regional office)
You may also need:
- For individuals holding key roles in the unincorporated business association or organization:
- Supplemental documentation: Listing the current officers of the unincorporated business association or organization, such as meeting minutes
- Supplemental documentation: Listing the current officers of the unincorporated business association or organization, such as meeting minutes
Business Operations Info:
To comply with federal regulations, we will also ask you for some basic information on your business's operations, such as:
- Number of business locations
- Where products and services are sold
- Where suppliers and vendors are located
- Nature of your business
- Annual sales
- Number of employees
- Types of transactions and volumes you expect to process through the new account
Authorized Account Users (Non-Signers):
If you'd like to provide access to authorized employees to transact on behalf of your business, we will ask you for the following information, but the employee does not need to be present:
- Full name as it appears on the employee's government-issued ID
- Employee's residential address
- Employee's date of birth
For all individuals holding key roles in the unincorporated business association or organization:
- Full name as it appears on the individual's government-issued ID
- Residential address
- Senior managers require additional information:
- Date of birth
- Tax Identification Number (e.g. SSN, ITIN, FTIN)
- Country of citizenship
- Non-U.S. Citizen without a Permanent Resident Alien Card (Green Card) only: provide identification information from either passport or matricula consular card (i.e., ID number, issuance, expiration date). The physical ID is not required to be shown for those individuals who do not need to be present. However, the physical ID must be scanned if that individual is a citizen of an OFAC country.