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Chase Platinum Business Checking℠


Meet a business checking account designed to handle your growing transaction and cash management needs.


Chase Platinum Business Checking℠

Premier benefits for your growing business


Platinum Business Checking helps successful business owners with significant transaction volume save time and money while they manage their business.


No fee transactions


Make 500 transactions without a fee, plus $25,000 monthly cash deposits per statement cycle without an additional fee, and unlimited electronic deposits and incoming wires.


Cash management support


Get cash management services like account reconciliation, economy lockbox, commercial sweeps, ADT with zero balance account functionality, cash vault services, and more.


Platinum service


Concierge support from our dedicated Platinum Business customer service team is always only a phone call away.

Pay $0 in Monthly Service Fees with qualifying activities

We make it simple to waive your $95 Monthly Service Fee.


Just do this.

  • Maintain a combined average daily balance of $100,000 or more in qualifying business deposit and business investment balances
  • Maintain a combined average daily balance of $50,000 and link a Chase Private Client Checking℠ account


Chase Platinum Business Checking offers the features you need to run your growing business

Additional account features

  • 500 transactions without a fee, plus unlimited electronic deposits and incoming wires
  • $25,000 monthly cash deposits per statement cycle without an additional fee
  • All incoming wires and your four most expensive outgoing wires at no charge per statement cycle
  • Take steps now to help protect your business when you enroll in complimentary Fraud Protection Services. This includes Check Protection Services, Check Monitoring, and ACH Debit Block using Chase Business Online
  • Personal account benefits available

Get started today


Open a Chase Platinum Business Checking account online now

Take your business to the next level with premium tools and services


Payment Solutions


Accept payments in store or on-the-go with Chase Payment Solutions. Our comprehensive payment solutions help you get up and running quickly, without up-front fees, and with benefits like clear pricing, and next day funding.



The Payments Center


The Payments Center is your one stop for digital payments — you can compare options, choose what's right for your business and then make payments directly from the center.

Earn $750 bonus cash back

Plus, earn unlimited 1.5% on every purchase made for your business with the Chase Ink Business Unlimited® card

Ready to open an account?


Connect your business with Chase Platinum Business Checking.


Check Monitoring (“Reverse Positive Pay Service” or “Reverse Positive Pay”) is complimentary for all Chase business checking customers. Any checks not reviewed by 4 PM local time will be paid.

Important Information about Chase Platinum Business Checking℠


Chase Platinum Business Checking℠ comes with a $95 Monthly Service Fee that can be waived by maintaining an average beginning day balance of $100,000 ($50,000 when linked to Chase Private Client Checking℠) or more in linked business savings, CDs, investments and other Chase Platinum Business Checking accounts (excluding client funds savings accounts). Product terms subject to change.


Transaction Fees will not be charged for all electronic deposits and the first 500 debits and non-electronic deposits each statement cycle. There will be a Transaction Fee of $0.40 for each debit and non-electronic deposit above 500. Electronic deposits are deposits made via ATM, ACH, Wire and Chase QuickDeposit. The first $25,000 in cash deposits per month with no fee (standard cash deposit fees apply above $25,000). Other fees may apply. Fees and product features are subject to change at any time. All accounts are subject to approval. Qualifying investment accounts include: Securities (including mutual funds and variable annuities) and investment advisory services are offered through J.P. Morgan Securities LLC (JPMS) or affiliated broker/dealers. Annuities and insurance products are provided by various insurance companies and offered through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, a member of FINRA and SIPC, and CIA are affiliates of JPMorgan Chase Bank, N.A. Products not available in all states.

Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase transfer account is required to transfer funds via text.

Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations. Restrictions and limitations apply.

Deposit, credit card and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.

Merchant services are provided by WePay, Inc., a subsidiary of JPMorgan Chase Bank, N. A.

Photography: Participants compensated.

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