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Switch your business checking account to Chase

 

Use our checklist to help you make the switch.

Your switching checklist made simple

 

Expand each step below for instructions and tips to help with your transition to Chase.

Download the Chase Mobile® app

If it's your first time, you'll need to sign up. Once you’ve signed up, you can easily access your account at chase.com/business or through the Chase Mobile app.

 

Download the Chase Mobile app by clicking the icon below that matches your device.

 

Download on the App Store   Get it on Google Play

 

Pro tip: Set up Account Alerts to stay on top of your business checking account activity. Watch the video above to learn how.

 

It’s important to do this within 60 days of opening your account.

 

Link your external accounts to your new business checking account in order to transfer money.

 

 

Pro tip: Prevent your new account from being closed by adding funds within the first 60 days.

 

Update future payments to be withdrawn from your new business checking account

  • Change your recurring billing to Chase
    • You can contact your vendors directly and provide your new Chase account information.
      OR
    • Go to our Payment Center to use Chase Business Online Bill Pay, Chase ACH Payment Services and conduct wire transfers.
  • Direct your payroll services to your Chase account

 

Pro tip: Review transactions from the last three statements of your previous business account to identify recurring payments or deposits.

 

Switch your deposits to Chase

 

You can use our digital tools to get paid quickly and easily.

Deposit checks with Chase QuickDeposit℠ without going to a branch

 

Add your business to our Bill Pay Directory so Chase customers can pay you electronically

 

Send and receive money with Zelle® — right from our Chase Mobile app

 

Share your new business checking account information with professional service providers such as:

  • Accountants
  • Lawyers
  • Insurers
  • Additional financial service providers or business partners

 

Link your new account to your Payment Processing system so that you can automatically settle your card processing into your new account.

 

Pro tip: Your service providers may need to know your new business checking account and routing number — this can be found by choosing your account on the Chase Mobile app and choosing "Show details."

 

Avoid unnecessary fees from your previous business account by closing it once your Chase business checking account is open.

 

Make sure all transactions from your previous business account have cleared, and transfer any remaining balances to your new account.

 

 

Pro tip: Shred unused checks, deposit slips and old ATM/debit cards from your previous business account.

 

See how to waive your Monthly Service Fee

 

We charge fees so you can utilize our tools and ensure you have the support you need when you need it. There are multiple ways you can waive your Monthly Service Fee.

Maintain a linked Chase Private Client Checking account OR fulfill at least one of the below qualifying activities for each Chase Business Complete Checking account:

 

  • Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period.
  • Spend $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that share(s) a business legal name with your Chase Business Complete Banking account.
  • Deposit $2,000 into your Chase Business Complete Banking account from your eligible QuickAccept and/or other eligible Chase Merchant Services transactions at least one business day prior to the last day of your bank account statement period.

 

Are you a Veteran or servicemember?

In recognition of your service, we are proud to offer special benefits to those who currently serve or have served

 

  • Waiver of Monthly Service Fee exclusively on Chase Business Complete Checking accounts
  • Annual fee waived for the first year on a Business Line of Credit

 

Here’s what you’ll need to bring to your local branch to take advantage of our special business benefits:

 

  • Qualifying proof of military status
  • Personal identification
  • Tax identification number
  • Business documentation
  • Assumed name certificate, applications or filing receipt
  • Depending on your business type, more information may be needed

Maintain an average beginning day balance of $35,000 or more in any combination of linked business savings.

Maintain an average beginning day balance of $100,000 or more in any combination of linked business savings.

Are you a Chase Private Client?

 

When linked to your Chase Private Client account, maintain an average beginning day balance of $50,000 or more in any combination of linked business savings.

Check out our Helpful Tips videos

 

Our Helpful Tips video library is an excellent resource for information and step-by-step instructions on how to use some of our most popular products and services.

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Footnote1

Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile app. Message and data rates may apply.

 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc.

 

Android and Google Play are trademarks of Google Inc

Footnote2

Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. A qualifying Chase transfer account is required to transfer funds via text.

Footnote3

Advance sign-up may be required. Fees may apply. Some restrictions may apply.

Footnote4

Online Bill Payment: You must be enrolled in Chase Online™ to activate and use Online Bill Payment. Online Bill Payment service is free of charge when you designate a qualified account as your Primary Account for Online Bill Payment. A qualified account includes any Chase business checking account.

Footnote5

Chase QuickDeposit℠ is available for select mobile devices. Enroll in Chase Online℠ and download the Chase Mobile® app. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile® app for eligible mobile devices, limitations, terms, conditions and details. Sign in to the Chase Mobile® app, select QuickDeposit for your account and then scroll down to see your limit.

Footnote6

Zelle®: Enrollment in Zelle® is required. To send money to or receive money from a small business, both the sender and recipient must be enrolled with Zelle directly through their financial institution. Both parties need a U.S. checking account enrolled with Zelle; only one needs an eligible Chase account. Small businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Select transactions could take up to 3 business days. Enroll on the Chase Mobile® app or Chase Online℠. Limitations may apply. Message and data rates may apply.

 

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

 

Make sure you only send money to people and businesses you know and trust to help avoid scams and protect your account.

Footnote7

Chase is not responsible for any fees/costs associated with closure of existing accounts and cancellation of automatic payments, deposit or transfer of funds.

Footnote8

Important Information about Chase Business Complete Checking℠

 

There is a $15 Monthly Service Fee (MSF) that we’ll waive if you meet any of the below qualifying activities for each Chase Business Complete Checking℠ account in a monthly statement period. Qualifying activities for how to avoid the MSF: (A) Maintain a linked Chase Private Client Checking℠ account, (B) Meet Chase Military Banking requirements, or (C) Fulfill at least one of the following qualifying activities: (1) Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period; (2) Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period, using one or more of the following:  Chase QuickAccept℠ including Chase Smart Terminal℠, InstaMed Patient Payments and InstaMed Patient Portal and/or other eligible Chase Payment Solutions℠ products. Eligible Chase Payment Solutions products have a transaction history that is viewable on Chase Business Online, Chase Connect®, or J.P. Morgan Access®. The cutoff time for eligible deposits is 11:59 PM Eastern Time one day prior to the last day of your Chase Business Complete Checking monthly statement period; or (3) Spend at least $2,000 on eligible Chase Ink® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking monthly statement period. Eligible purchases must be made using Ink Business Card(s) associated with the same business as your Chase Business Complete Checking account, as reflected in Chase records, and must earn Chase Ultimate Rewards® points. Certain purchases and transactions are excluded from earning Ultimate Rewards points, as described in your Rewards Program Agreement available on chase.com/ultimaterewards. For complete details, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.

 

Deposits are subject to limits, verification, fraud monitoring, and other restrictions. QuickAccept is not available in U.S. territories or outside the U.S. QuickAccept usage subject to eligibility, terms of service, monitoring and further review. Message and data rates may apply.

Footnote9

Monthly Service Fee waived with valid, qualifying proof of military status. All active, reserve or National Guard servicemembers and veterans of our nation’s military with IDs such as DD-214, Common Access and Uniform Services ID Cards are eligible.

 

The terms of the Chase Business Complete Banking account, including fees and features, may change. Checking account opening subject to approval. Please talk to a banker for details.

Footnote10

Applicants for credit must provide proof of military status. All applications for credit are subject to credit approval by JPMorgan Chase Bank, NA. Additional Chase restrictions, eligibility requirements and certain fees may apply. Offers not valid in combination with any other lending offer and apply to new loans only. Chase may ask for additional information as borrower's request for credit is processed. Please talk to a banker for details.

Footnote11

Chase Performance Business Checking: To waive the $30 Monthly Service Fee you must maintain an average beginning day balance of $35,000 or more in any combination of linked business savings (excluding Client Funds Savings accounts), business CDs and other Chase Performance Business Checking accounts.

Footnote12

Chase Platinum Business Checking comes with a $95 Monthly Service Fee that can be waived by maintaining an average beginning day balance of $100,000 ($50,000 when linked to Chase Private Client Checking) or more in linked business savings, CDs, investments and other Chase Platinum Business Checking accounts (excluding client funds savings accounts). Product terms subject to change.

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Chase for Business links to Chase for Business home

Business Checking

Chase offers a wide variety of business checking accounts for small, mid-sized and large businesses. Compare our business checking solutions and find the right checking account for you.

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Business Credit Cards

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Payment Solutions

Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business – online, in-store, and on-the-go. Visit our Developer Center to find Payments APIs, developer tools, and documentation.

Business Savings

Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Compare savings accounts and find the right business savings account for you.

Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account. Make deposits and withdrawals at the ATM with your business debit card. Save time every month with recurring payments.

Commercial Banking

Commercial Banking provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking and asset management — designed to help you achieve your business goals.

Business Services

We’re here to help with your business banking needs. From payment processing to foreign exchange, Chase Business Banking has solutions and services that work for you.

Retirement Plans

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