Chase Platinum Business Checking℠
Your key to understanding what’s included with your account.
Premier benefits for your growing business
Your account comes with important benefits and services you rely on — like unlimited electronic deposits, access to more than 4,700 branches and more than 15,000 ATMs nationwide, our Chase Mobile® app and Chase Business Online — all backed by trusted security.
We charge $95 monthly to deliver these services, so you can bank conveniently and with peace of mind. Plus, we’ll reward you — by waiving our monthly service fee — when you do more business with us.
Explore how to earn no fee checking with all the benefits of being a Chase customer.
No fee transactions
Make 500 transactions without a fee, plus $25,000 monthly cash deposits per statement cycle without an additional fee, and unlimited electronic deposits and incoming wires.
Concierge support from our dedicated Platinum Business customer service team is always only a phone call away.
Watch this video to learn more
The Monthly Service Fee can be reduced from $95 to $0
Want to waive the $95 Monthly Service Fee?
Here’s a summary of the criteria you need to meet each statement period:
- $100,000 or more in average beginning day balances each day in any combination of qualifying linked accounts (or $50,000 when linked to a Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus account)
For complete details and a list of qualifying accounts, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.
Important details about your account
Deposits and withdrawals
There is no charge for your first 500 transactions per month.
After that, a $0.40 fee per transaction is charged — but only on deposits and deposited items made with a teller, and all debits. No fee is charged for electronic deposits and deposited items made via ATM, ACH, Wire or Chase QuickDeposit℠.
There is no fee charged by Chase for using another institution's ATM. Fees from the ATM owner/network may still apply.
There are no fees for all incoming wire transfers, and each month no fee will be charged on your four most expensive outgoing wires.
Otherwise, the following fees apply for outgoing wire transfers:
- Domestic (chase.com) - $25 per transfer
- Domestic (branch) - $35 per transfer
- International U.S. Dollar (chase.com) - $40 per transfer
- International FX (chase.com) - $5 per transfer or $0 per transfer if the amount is equal to $5,000 USD or more
- International U.S. Dollar or FX (branch) - $50 per transfer
Additional processing fees and/or charges for incoming or outgoing wires may apply.
Features to help minimize business disruptions and give you added flexibility.
Our Standard Overdraft Practice comes with all Chase business checking accounts. This feature is there to help you, in the event you overdraw your account. To learn more about this, and our additional optional services, choose the button below.
Tips to help you save money
Set up alerts
Easily set up Account Alerts to keep you informed of low balances and overdrafts so you can take action to avoid a fee.