Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
What does “close of escrow” mean?
Close of escrow is the final step before the house becomes yours. Understand the escrow closing process: how long it lasts, the parties involved, and the costs.
What does a mortgage loan originator do?
Whether you're looking to buy a new home or refinance your current one, it's helpful to know what a mortgage originator does and how they can help you.
E-closing on a mortgage, explained
Wondering if you can close on a house remotely? E-closing is a convenient way to finalize a purchase of a home virtually. Learn how an e-closing works.
Co-borrower vs. cosigner: Exploring the differences
You found your dream home but need some support taking out a mortgage? Learn about the difference between co-borrower vs. cosigner and how they can help.
How to read a closing disclosure
Before the final agreement on your mortgage, you are given a closing disclosure outlining the details. Learn what a closing disclosure is and how to read it.
What does it mean to rent-back?
After closing on a home, if the seller needs more time to move out, consider a rent-back. Learn how a rent-back agreement works and how both parties benefit.