Financing a home | Financing 101
Understand terms, types and when to refinance
Choosing a mortgage term
Mortgage terms can affect your long-term financial health as a homeowner. Read this article to find out which mortgage term is best for your goals as a homebuyer.
FHA loans vs conventional loans
FHA and Conventional loans are the two most popular options for first-time home buyers. Each has advantages and drawbacks to consider before making your decision.
When can you refinance a mortgage?
Read the factors you should first consider when determining if refinancing makes sense for you.
E-closing on a mortgage, explained
Wondering if you can close on a house remotely? E-closing is a convenient way to finalize a purchase of a home virtually. Learn how an e-closing works.
How to read a closing disclosure
Before the final agreement on your mortgage, you are given a closing disclosure outlining the details. Learn what a closing disclosure is and how to read it.
Co-borrower vs. cosigner: Exploring the differences
You found your dream home but need some support taking out a mortgage? Learn about the difference between co-borrower vs. cosigner and how they can help.
What does it mean to rent-back?
After closing on a home, if the seller needs more time to move out, consider a rent-back. Learn how a rent-back agreement works and how both parties benefit.
The home hunter’s guide to loan origination fees
Looking into buying a home or refinancing your mortgage, see how origination fees are included. Learn about loan origination fees, the cost and tax deductibles.
A guide to REO properties
What is an REO property? Learn more about if they're a good deal and how to finance one.