JPMorgan Chase Bank, N.A. Community Reinvestment Act Public File
JPMorgan Chase Bank, N.A. (JPMCB) is strongly committed to helping meet the financial needs of low- and moderate-income individuals and communities by providing loans, investments, and services across its banking markets. This commitment is part of our fundamental mission of providing quality financial services to existing and prospective customers in accordance with all applicable laws. This principle is embodied, in part, by the Community Reinvestment Act (CRA), which is a United States federal law intended to encourage all financial institutions to meet the credit needs of their communities, including low- and moderate- income areas, consistent with the institution's business strategies and safe and sound business practices.
In accordance with the CRA regulation, JPMCB is required to maintain and, upon request, make available for public inspection a complete CRA Public File, which includes information about the bank's branch and ATM locations, products and services, regulatory performance evaluations of the bank’s record of meeting community credit needs, and other information.
Community Reinvestment Act Performance Evaluation
JPMCB achieved a Satisfactory rating from the Office of Comptroller and Currency (OCC) for the most recent performance evaluation, which covers January 1, 2014 to December 31, 2019. The full JPMCB CRA Performance Evaluation is available here: https://occ.gov/static/cra/craeval/Aug22/8.pdf (PDF)
Information about JPMCB Branches
General products and services offered at branches (PDF)
List of JPMCB branches, including address and hours of operation (PDF)
List of JPMCB branch openings and closings for the current and prior two years (PDF)
JPMCB CRA Assessment Areas (AA)
List of census tracts included in JPMCB CRA AAs (PDF)
Written Comments from the Public
CRA Disclosure Statements
JPMCB CRA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) website: https://www.ffiec.gov/craadweb/DisRptMain.aspx
To view the Disclosure Statement, follow the link and select the year you wish to review, then enter “JPMorgan Chase Bank” in the Institution Name field.
HMDA Disclosure Statements
JPMCB HMDA Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) Home Mortgage Disclosure Act website: https://ffiec.cfpb.gov/data-publication/disclosure-reports
To view the Disclosure Statement, follow the link and select the year you wish to review, enter “JPMorgan Chase Bank” in the Search by Institution Name field, then select the location you wish to review from the available MSA/MD section.
CRA Public File Requests
If you would like to receive copy of the JPMCB CRA Public File, please complete and return a request form (PDF) to cra.public.comments@chase.com