Personal banking
Discover how financial resources like a savings or checking account can help achieve financial stability and independence.
Discover smart strategies for budgeting and saving
When reaching for financial independence, aligning on your financial goals is key. Learn about the choices and challenges you may face.
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Personal BankingWhat is the 70-20-10 budget rule?
Discover how the 70-20-10 rule is designed to help you take control of your finances with less effort.
Personal BankingTeaching children how to budget
Learn the importance of teaching kids and teens about budgeting and how it can help them develop lifelong financial habits.
Learn more about banking basics
banking basics
Tips for preventing check fraud
Common forms of check fraud include stealing checks, altering checks and creating counterfeit checks. Learn how to recognize and prevent check fraud.banking basics
Does an overdraft affect your credit score?
Learn how overdrafts may impact your credit score and finances, plus tips to help avoid potentially negative consequences.banking basics
What to do if you lose your debit card
If you lose a debit card, you may want to take action quickly. Here are some steps to take to help protect your account and minimize unauthorized transactions.banking basics
Can unmarried couples open a joint bank account?
Yes, unmarried couples can open a joint bank account. Learn more about who can open joint bank accounts together and considerations to make before doing so.banking basics
What time does direct deposit hit?
Learn when direct deposit generally hits your account, factors that affect timing and tips for receiving your payment on time.banking basics
SWIFT code vs. routing number
Learn the difference between SWIFT codes and routing numbers to manage domestic and international transfers efficientlybanking basics
Banks vs. credit unions
Learn more about the key differences between banks and credit unions. The main differences are their structure and whom they serve.banking basics
Are CDs tax-exempt?
Understanding the tax implications of CDs empowers you to make informed decisions and ensure your savings grow as efficiently as possible.banking basics
Can you return a money order?
Read more about how returning a money order is often possible, especially if the money order has not been cashed or deposited.banking basics
How to decide between short-term and long-term CDs
Learn more about the difference between short-term and long-term CDs. CD length impacts both your access to money and the rates you'll earn.banking basics
Why might longer CDs have lower rates?
Learn more about the factors that can impact CD rates such as market conditions, competition and other economic factors.banking basics
How is interest calculated on a CD?
Learn more about how CD interest works and how to use formulas for estimating your potential returns.
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