Credit Cards | Credit Score
Learn about credit scores
What is "good" credit? Why is it important to have good credit in the first place? And what is credit utilization ratio?
How a good credit score can help you
You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
A beginner and their credit score
Someone's credit history may be brief, but their credit score knowledge doesn't need to be.
How long does it take to build credit history?
Having a strong credit score gives you more options in the financial marketplace & better terms for borrowing money. How long does it take to build a credit history?
How to build strong credit
Building your credit score can be a challenge when you're a beginner. Here are some tips to help you build a good credit score for your future.
How to build credit in high school
Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.
Family and credit scores
You look out for the health & wellness of you and your family - that includes overall healthy credit scores too.
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
Here are the different credit score ranges and what they mean
Credit scores are three digit numbers assigned to each and every one of us over 18, and are used by lenders to gauge our individual credit worthiness.
Does unemployment affect your credit score?
Filing for unemployment won't hurt your credit score but job loss can indirectly affect your credit.
Should I add my spouse to my credit card?
Adding your spouse to your credit card as an authorized user or opening a joint credit card account together is a big decision.
Paying for large purchases with your credit card
The best credit card for a large purchase is one that involves rewards or a sign-up bonus. But big purchases can also hurt your credit score.
Does checking your credit score lower it?
While checking your credit score on your own doesn't lower your score, a hard credit inquiry run by a lender may lower your score.
Does closing a credit card hurt your credit score?
Closing a credit card can hurt your credit score by increasing the portion of available credit you are using, and by lowering the average age of your accounts.
What's credit monitoring?
Have questions about credit monitoring? Learn what credit monitoring is, how you can get it for free and how monitoring your credit can help detect fraud.