Credit cards
Get the essential facts about using credit, credit scores and card rewards to help choose the credit card that's right for you.
Explore credit card rewards and benefits
Consider all the ways to earn and redeem points, from loyalty programs to cash-back points that offer flexible redemption options.
rewards and benefitsMinute Suites DTW: What to know
rewards and benefitsMinute Suites DFW: What to know
Learn more about credit scores
credit scores
700 credit score: A guide to credit scoresA 700 credit score is considered good as it falls between the ranges of 670 through 739. Discover what you can do with a 700 credit score and more.
credit scores
750 credit score: A guide to credit scoresA 750 credit score is considered very good, falling within the range of 740-799. Discover how to maintain a very good score and how to further improve it.
credit scores
Is your credit score included in your credit report?Credit scores combine information from your credit report like credit utilization, payments etc. However, a credit report does not include your credit score.
credit scores
Does being retired affect your credit score?Though retirement does not directly affect your score, changes to your finances may have an impact. Learn more here.
credit scores
How to check your child’s credit reportLegal guardians are able to request a free credit report once a year for their child. Learn how to receive a copy of your child’s report.
credit scores
Will a car accident affect your credit score?Car accidents do not directly affect your credit score, but the associated bills can. Discover how your score might be affected by a car accident.
credit scores
What is trended data and does it affect credit?Trended credit data is an expanded view of a borrower's payment history, typically over a 24-month period. Learn how trended data is used and what it is comprised of.
credit scores
Does pre-approval affect your credit score?If you have been pre-approved for a credit card, you may be wondering how it affects your credit. Discover if being pre-approved may hurt your credit score.
credit scores
Why credit history matters for background checks?New employers may require a background check which can include your credit history. While a background check won’t affect your credit, it could affect other aspects of the hiring process.
credit scores
What is a junk fee and can it impact your credit score?Junk fees are surcharges that are paid for various transactions. Learn about how they can be avoided and whether they impact your credit score.
credit scores
Why did your credit card limit decrease?There are several reasons why an issuer may have decreased your credit limit. Learn how you may be able to increase your limit and whether your credit score is affected.
credit scores
Does making partial payments help decrease debt?Partial payments help lower your debt balance but may cause unwanted consequences to your credit. Learn more about partial payments and their effect on your credit health.
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