Mortgage Education

Find out when you have to pay PMI, how to calculate it and how to avoid it completely.

Find out how credit affects borrowing power and learn about some of the best home loans you can get with low credit.

Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.

FHA loans require a home appraisal that meets strict standards. Find everything you need to know about FHA appraisals.

When it comes to buying a house, you’ll be looking for a lot of answers. Here are some questions to ask a mortgage lender.

Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.

Homeowners insurance is a must if you need a mortgage. Learn why you need it and what it covers.

Learn how joint mortgage loans work, who can apply for one and what information you need to buy a home together.

Learn how cash-out refinances work and what you need to know before you apply for one.