Personal banking
Discover how financial resources like a savings or checking account can help achieve financial stability and independence.
Discover smart strategies for budgeting and saving
When reaching for financial independence, aligning on your financial goals is key. Learn about the choices and challenges you may face.
More about budgeting and savingMore about budgeting and saving
Personal BankingWhat is the 52-week savings challenge?
The 52-week savings challenge is a relatively straightforward way to build an emergency fund by making weekly deposits into a bank account.
Personal BankingWhat is the 70-20-10 budget rule?
Discover how the 70-20-10 rule is designed to help you take control of your finances with less effort.
Learn more about banking basics
banking basics
How to transfer money from one bank to another
A funds transfer refers to moving money electronically from one financial account to another.banking basics
Bonds vs. CDs
Deciding between a bond vs. CD depends on your financial goals, risk comfort and how freely you need to access your funds.banking basics
Money order vs. cashier's check: What's the difference?
What are the differences between money orders and cashier's checks? We discuss the two payment methods and when you might use them.banking basics
What is discretionary income?
Discretionary income is the amount of money you may have available to spend, save or invest after you've paid your taxes and all your essential living expensesbanking basics
What is a discretionary expense?
A discretionary expense falls into this category of nonessential spending. Reviewing these purchases might help you find a balance between needs and wants.banking basics
How to find your checking account number without a check
This guide outlines how to find your checking account number without a check and explains what makes your account number unique.banking basics
How to order checks and checkbooks
Read more about the check ordering process, where you can order checks and why they may still have a place in your financial toolkit.banking basics
How do ACH transfers work?
Learn how ACH transfers work to move your money electronically. Explore processing times, typical costs and how this network can help manage your finances.banking basics
Tips for preventing check fraud
Common forms of check fraud include stealing checks, altering checks and creating counterfeit checks. Learn how to recognize and prevent check fraud.banking basics
Does an overdraft affect your credit score?
Learn how overdrafts may impact your credit score and finances, plus tips to help avoid potentially negative consequences.banking basics
What to do if you lose your debit card
If you lose a debit card, you may want to take action quickly. Here are some steps to take to help protect your account and minimize unauthorized transactions.banking basics
Can unmarried couples open a joint bank account?
Yes, unmarried couples can open a joint bank account. Learn more about who can open joint bank accounts together and considerations to make before doing so.
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