Mortgage Education

Mortgages have interest and annual rates. Learn the difference between mortgage interest rates and APRs or annual percentage rates.

Debt-to-income and loan-to-value ratios help lenders determine whether you can repay a loan. Find out how these factors can affect your ability to get a jumbo mortgage.

A jumbo loan can help you finance the home of your dreams. But you need to be prepared to make a sizable down payment. Here’s what you need for jumbo down payments.

An FHA loan could make it easier to realize your dream of homeownership. Read our article to understand how they work and how to get one.

DTI and LTV ratios help determine whether you can repay a loan. Find out how these factors can affect your ability to get a jumbo mortgage.

FHA loans are great for first-time homebuyers with lower incomes and credit scores. Read our guide to understand FHA loans.

Homeowners can get loans for primary, secondary, and investment properties. Discover the difference and which loans to apply for.

Do you really need 20% for your down payment? Find out how to calculate your down payment based on the type of loan you have.

Follow our step-by-step guide on how to use a mortgage calculator and learn how this tool to calculate your estimated mortgage payments.