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Top viewed articles
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How to prequalify for a mortgage loan
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
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What percentage of your income should go towards your mortgage
Buying your dream home? This handy guide will help you decide exactly how much of your income you can reasonably dedicate to mortgage payments every month.
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How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
Newest articles
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FHA loan down payments decoded
FHA loans require down payments in case you default. Learn about the amount required to secure a home with an FHA loan.
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How does escrow work with a mortgage?
Learn how escrow works with a mortgage and when and why you would need a mortgage escrow account or impound account.
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How to use gift money for a down payment
Using gift money towards a down payment on your home? Find out how it works, how much you can use, and what you need to use it.
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Home loans for low or bad credit
While credit scores affect your borrowing power, it's still possible to get a home loan with bad credit. Learn about options you have and things to consider.
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FHA appraisal requirements checklist
If you're planning to get an FHA loan, the home you want to buy requires an appraisal that meets FHA standards. Here's almost everything you need to know about FHA appraisals.
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Private Mortgage Insurance (PMI): What is it and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
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What is homeowners insurance?
Homeowners insurance is a must if you need a mortgage. Learn why you need it and what it covers.
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Questions to ask your mortgage lender when buying a house
When it comes to buying a house, you’ll be looking for a lot of answers. Here are some questions to ask a mortgage lender.
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What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.