Education on Credit Cards
Newest stories from all topics
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Does paying student loans help to build your credit history?
Student loans are an opportunity to show that you can make regular payments on your debt. They can help build credit history and diversify your account mix.
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What are credit card cash back rewards?
Cash back rewards are bonuses provided to customers when they use their cards to make purchases. Cash back rewards can take the form of dollars or points.
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How do hard and soft credit inquiries affect your score?
Learn the difference between a soft and hard credit inquiry, who does the inquiry and how long they stay on your credit report.
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Are co-signers needed for student credit cards?
Getting a credit card is an important step in your financial journey. If you're under 21 you may need a cosigner to sign up for a student credit card.
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Can you pay off a loan with a credit card?
Answer: Maybe. Here are some steps for researching and comparing credit cards and loan rates to decide if this is the right option for you.
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What is a secured credit card and do you need one?
Unlike regular credit cards, which let you make purchases & pay off your debt in the future, secured credit cards require you to provide a deposit as collateral before you can use it.
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How & when to use your credit card
To ensure your credit score stays high and your balances stay low, you need to follow few credit principles on how to use a credit card. Follow a healthy credit journey with these tips from Chase.
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How refunds and returns work on a credit card
Learn how credit card returns work and how returns can affect things like your credit score, rewards and monthly statements.
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Smart ways to reduce your credit card debt
Setting up a solid foundation for good spending habits and debt control is the key to your financial success. Here are some tips to help you on your way.