Education on Credit Cards
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Can you pay off a loan with a credit card?
Answer: Maybe. Here are some steps for researching and comparing credit cards and loan rates to decide if this is the right option for you.
What is a secured credit card and do you need one?
Unlike regular credit cards, which let you make purchases & pay off your debt in the future, secured credit cards require you to provide a deposit as collateral before you can use it.
How & when to use your credit card
To ensure your credit score stays high and your balances stay low, you need to follow few credit principles on how to use a credit card. Follow a healthy credit journey with these tips from Chase.
How refunds and returns work on a credit card
Learn how credit card returns work and how returns can affect things like your credit score, rewards and monthly statements.
Smart ways to reduce your credit card debt
Setting up a solid foundation for good spending habits and debt control is the key to your financial success. Here are some tips to help you on your way.
APR and interest rate: How are they different?
Understanding how the interest rate and APR work can make all the difference in controlling your debt. Here's a 101 on how credit cards and APRs work.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
How to consolidate your credit card debt
Debt consolidation means to bring all of your balances to a single bill & it can be a useful way to manage your debt. Here's how to consolidate your credit card debt.