Education on Credit Cards
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What to do if you can't find your credit card
Losing a credit card can be annoying but if you act fast, you won't be liable for any charges made without your authorization & can get a replacement as quickly as the next day.
How to read and understand your credit card statement
Learning about your monthly statement will help you understand more about your spending habits, fees & interest rates while keeping an eye out for fraudulent charges or errors.
What are cash back reward credit cards & how do they work?
Reward credit cards are a great way to offset some expenses & to enjoy some perks like cash back, discounts, travel upgrades, gift cards and more.
Does paying car insurance build your credit history?
A credit score is composed of many factors, but does it include paying car insurance? Find out if car insurance payments affect credit and what you can do to help your score.
The difference between fixed & variable APR credit cards
There are two types of APR: Fixed & Variable. The difference between these two may greatly affect the way that you pay for interest on a borrowed amount of money.
How does co-signing a credit card affect your credit score?
Becoming a co-signer for a friend or family could help them get a credit card. Learn about how being a cosigner works and how it can help build credit.
What hurt my credit score?
Lenders want to ensure that they are lending money to people who have a great credit history. Find out what makes up a credit score & what makes your score drop.
How to activate your new credit card
Activating your new credit card can be done within minutes of receiving it. Read carefully the enclosed documents to learn about your card perks, rewards & interest rates.
Can you pay off student loans with a credit card?
Paying off student loans with a credit card might make sense for you, but it's important to get all the facts before you decide how best to tackle your student loan debt.