Get the essential facts about using credit, credit scores and card rewards to help choose the credit card that's right for you.
Explore credit card rewards and benefits
Consider all the ways to earn and redeem points, from loyalty programs to cash-back points that offer flexible redemption options.
rewards and benefitsFrequent flyer programs: A guide
rewards and benefitsAre frequent flyer credit cards worth it?
Learn more about credit scores
credit scoresHow to check your child’s credit report
Legal guardians are able to request a free credit report once a year for their child. Learn how to receive a copy of your child’s report.
credit scoresDoes being retired affect your credit score?
Though retirement does not directly affect your score, changes to your finances may have an impact. Learn more here.
credit scoresIs your credit score included in your credit report?
Credit scores combine information from your credit report like credit utilization, payments etc. However, a credit report does not include your credit score.
credit scoresWhat is trended data and does it affect credit?
Trended credit data is an expanded view of a borrower's payment history, typically over a 24-month period. Learn how trended data is used and what it is comprised of.
credit scoresWill a car accident affect your credit score?
Car accidents do not directly affect your credit score, but the associated bills can. Discover how your score might be affected by a car accident.
credit scoresDoes pre-approval affect your credit score?
If you have been pre-approved for a credit card, you may be wondering how it affects your credit. Discover if being pre-approved may hurt your credit score.
credit scoresWhy credit history matters for background checks?
New employers may require a background check which can include your credit history. While a background check won’t affect your credit, it could affect other aspects of the hiring process.
credit scoresWhat is a junk fee and can it impact your credit score?
Junk fees are surcharges that are paid for various transactions. Learn about how they can be avoided and whether they impact your credit score.
credit scoresDoes making partial payments help decrease debt?
Partial payments help lower your debt balance but may cause unwanted consequences to your credit. Learn more about partial payments and their effect on your credit health.
credit scoresWhy did your credit card limit decrease?
There are several reasons why an issuer may have decreased your credit limit. Learn how you may be able to increase your limit and whether your credit score is affected.
credit scoresDoes breaking a lease affect your credit?
Breaking a lease early may be damaging to your credit. Discover how your credit can be affected and ways of protecting it when breaking a lease.