Education on Credit Cards

A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.

Paying monthly bills through credit cards can affect your credit score. It also organizes your memberships & subscriptions in one place & can help you earn rewards.

A higher purchase APR (annual percentage rate) means you will owe more in interest if you carry a balance, while a lower purchase APR means you will owe less.

By understanding the factors that increase APR you can make lifestyle & financial decisions to reduce your interest charges. So what are the factors that can affect APR?

Debt consolidation can be a useful way to save you money and simplify your payments. Here's how to consolidate your credit card debt.

The holiday season is a peak time for spikes in credit card fraud. Help safeguard your cards and credit this holiday season by following these important tips.

Understand the debt-to-income ratio and its significance in personal finance. Learn how to calculate your debt-to-income ratio and why lenders use it.

Building strong credit can be challenging when you are first starting out. Check out Chase's tips on how to help build good credit history.

There are lots of ways to pay for college, but is using a credit card one of them? Learn about the pros and cons of paying your college tuition with a credit card.