Education on Credit Cards

Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.

Having a strong credit score gives you more options in the financial marketplace & better terms for borrowing money. How long does it take to build a credit history?

Paying bills on time & paying off credit card balances are some of the things that improve credit scores, but how long does it take to reflect in your credit report?

Balance transfers are a money-management strategy that can lead to big savings. It's important to get the full picture of how credit signals change before transferring a balance.

You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?

Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.

Understanding APR can help your finances. Learning about interest charges will help you prioritize debts & determine the credit card balance you can afford.

A higher purchase APR (annual percentage rate) means you will owe more in interest if you carry a balance, while a lower purchase APR means you will owe less.

By understanding the factors that increase APR you can make lifestyle & financial decisions to reduce your interest charges. So what are the factors that can affect APR?