Education on Credit Cards
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How does income affect credit scores and credit limits?
Your income doesn't directly impact your credit score, but it is a factor when it comes to the approval of a line of credit and your credit limit. Learn more.
7 tips to help you pay off credit card debt
When you are ready to pay off your credit card debt, there are a few different strategies that can reduce your credit card debt & bring balance to your financial wellbeing.
Should I get a joint credit card with my spouse?
There are a couple of ways to add a spouse to your credit card. Learn the difference between adding them as an authorized user or getting a joint credit card.
How to pay for a wedding with your credit card
Credit cards can help you afford for the wedding of your dreams, but is credit the best way to pay? See how to use credit to pay for your wedding.
Paying for large purchases with your credit card
The best credit card for big ticket purchases is one that involves rewards or a sign-up bonus. Beware though, as big purchases can also hurt your score.
How to pay off high interest credit cards
In order to make progress on paying off a credit card balance with a high-interest rate, you may want to look into strategies to bring down both your interest rate & balance.
How to calculate which credit card to pay off first
Selecting which credit card to pay off first will help you build a strong debt repayment strategy & can also teach you more about how credit works. Follow these steps to find the best strategy for you.
When is the right time to consolidate your credit cards?
Consolidating credit card debt moves your balance from multiple cards to a single monthly payment & lower interest rate. Consolidating can simplify your financial life & save you money.
What is a credit card sign-up offer?
A credit card sign-up offer is an incentive or bonus to sign up & spend money on a card. Spending money over a certain period will net you rewards, cash back & more.