Education on Credit Cards
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How to establish credit for your child
Building credit for your child will help them establish a positive credit history. The good news is, your child doesn't have to be 18 to start building credit.
Tips for getting & using a credit card in college
Getting and using a credit card effectively while in college can be a great way to build sound financial health. Find more benefits and answers today!
Tips for choosing your first credit card
There are so many great credit card options out there, but how do you know what's best for you? Here are some tips for choosing a credit card.
When an annual fee credit card is actually worth it
Some credit cards come with annual fees. Although annual fees may seem daunting at first, keep in mind that they can be offset by taking advantage of the perks and benefits of the card.
What to do if you can't find your credit card
Losing a credit card can be annoying but if you act fast, you won't be liable for any charges made without your authorization & can get a replacement as quickly as the next day.
How to read and understand your credit card statement
Learning about your monthly statement will help you understand more about your spending habits, fees & interest rates while keeping an eye out for fraudulent charges or errors.
What are cash back reward credit cards & how do they work?
Reward credit cards are a great way to offset some expenses & to enjoy some perks like cash back, discounts, travel upgrades, gift cards and more.
Does paying car insurance build your credit history?
It can seem like your credit score takes into account pretty much everything you do with money. With all of these factors, does paying your car insurance build your credit history?
The difference between fixed & variable APR credit cards
There are two types of APR: Fixed APR & Variable APR. The difference between these two may greatly affect the way that you pay for interest on a borrowed amount of money.