Education on Credit Cards
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How to calculate which credit card to pay off first
Selecting which credit card to pay off first will help you build a strong debt repayment strategy & can also teach you more about how credit works. Follow these steps to find the best strategy for you.
When is the right time to consolidate your credit cards?
Consolidating credit card debt moves your balance from multiple cards to a single monthly payment & lower interest rate. Consolidating can simplify your financial life & save you money.
What is a credit card sign-up offer?
A credit card sign-up offer is an incentive or bonus to sign up & spend money on a card. Spending money over a certain period will net you rewards, cash back & more.
Can financing a cell phone help me build credit?
Can financing a cell phone help you build credit? Learn whether cell phone financing is a good idea for raising your credit score.
What is the best airline credit card for rewards?
Airline credit cards earn rewards such as points, cash back & miles enabling cardholders the opportunity to maximize their earnings as they spend.
Does closing a credit card hurt your credit score?
Closing a credit card can hurt your credit score by increasing the portion of available credit you are using, and by lowering the average age of your accounts.
Does checking your credit score lower it?
While checking your credit score on your own doesn't lower your score, a hard credit inquiry run by a lender may lower your score.
How to unfreeze my credit without a PIN
Experian, Equifax, and TransUnion all allow you to unfreeze your credit report without your PIN, but each bureau has different criteria for credit freezes.
How do I pick a hotel credit card?
Whether you are a frequent traveler or going on your first big vacation, using a hotel credit card will allow you to make the most of your spending.