Education on Credit Cards

Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.

Having a strong credit score gives you more options in the financial marketplace & better terms for borrowing money. How long does it take to build a credit history?

You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?

Debt consolidation means to bring all of your balances to a single bill & it can be a useful way to manage your debt. Here's how to consolidate your credit card debt.

Paying monthly bills through credit cards can affect your credit score. It also organizes your memberships & subscriptions in one place & can help you earn rewards.

Understanding APR can help your finances. Learning about interest charges will help you prioritize debts & determine the credit card balance you can afford.

A higher purchase APR (annual percentage rate) means you will owe more in interest if you carry a balance, while a lower purchase APR means you will owe less.

By understanding the factors that increase APR you can make lifestyle & financial decisions to reduce your interest charges. So what are the factors that can affect APR?

Paying bills on time & paying off credit card balances are some of the things that improve credit scores, but how long does it take to reflect in your credit report?