Education on Credit Cards
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Credit checks for employment
A potential employer may request a credit report, along with a background check. Discover why they check and what they look for.
How do credit card numbers get stolen?
Scammers and hackers steal credit card numbers in various ways. Learn the top tactics used to steal credit card information and how to protect yourself and your loved ones.
Are websites storing my credit card information?
If you have made a purchase on a website, merchants may save your credit card information. Learn ways to uncover which websites are storing your cards.
What happens to unpaid debt after 7 years?
The 7-year mark is a well-known time limit when it comes to debt. Discover what happens to your debt after 7 years.
What happens if you can't pay your credit card?
Credit card debt can grow quickly if you're not making regular payments. Learn what to expect if you can't pay your credit card bill and the potential options you may have.
What credit score do you need to get a credit card?
Don’t know what credit score you need to get a credit card? Discover what the ideal credit score is to get approved for a credit card.
What is a credit card PIN?
A credit card PIN, or personal identification number, is normally a four digit code that credit card holders use to verify ownership of the card.
What is merchandise credit?
Merchandise credit is issued when returning an item at a store. With merchandise credit, the refunded amount can only be used at the store issuing the credit. Learn more about how merchandise credit works.
Credit card debt — fact vs. myth
Credit card debt can be scary and confusing to deal with on your own. We gathered some myths and facts about credit card debt to help you tackle your credit payments.