Managing a mortgage
Having a mortgage also means it's important to understand how it works from escrow to homeowners' insurance.
Learn the ins and outs of your mortgage
Digging into the details of the process, from payments to mortgage insurance to refinancing options, is essential to successfully managing a mortgage.
MortgageWhat is foreclosure?
Mortgage payments may become difficult to make in times of financial struggle. Learn what happens if you miss a mortgage payment and how to avoid foreclosure.
MortgageHow soon can you refinance a mortgage?
Depending on the loan you have, how soon you can refinance your mortgage will vary. Learn about the different loans and how their refinance timelines differ.
MortgageUnderstanding acceleration clauses in real estate
In your mortgage, there is an acceleration clause the lender can enact to request full repayment. Learn what an acceleration clause is and how it gets activated.
Learn about the essentials for managing a mortgage
Mortgage
What are seller concessions?
Seller concessions can benefit both parties by reducing buyer costs and making a property more appealing. Discover how these incentives work in real estate.Mortgage
How much does it cost to refinance a mortgage?
Refinancing a mortgage involves paying closing costs again, which usually range from 2%–6% of the loan amount. Learn more about refinance costs here.Mortgage
What is property tax and how is it calculated?
Property taxes help cover local government services and are a part of every homeowner’s reality. Learn about how property taxes are calculated and how they work.Mortgage
A guide to jumbo loan down payments
A jumbo loan can help you finance the home of your dreams. But you need to be prepared to make a sizable down payment. Here’s what you need to know about jumbo down payments.Mortgage
What are closing costs and how much are they?
Closing costs are the associated fees paid when you close on a house. Learn what closing costs are, who pays them, average closing costs, and more.Mortgage
Earnest money vs. down payment: Exploring the differences
When putting money down on a home, knowing where it's going is essential. Learn about earnest money vs. down payment, key differences, and refundability.Mortgage
Escrow waiver: What is it, and do you need one?
An escrow waiver allows borrowers to opt out of an escrow account but assume more responsibilities. Learn about the pros and cons of an escrow waiver.Mortgage
Essential steps when closing on a house
Closing day is often the most exciting part of the homebuying journey. Before you get your keys, learn the essential steps to closing on a house.
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