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How to start preapproval for a mortgage
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
What percentage of your income should go towards your mortgage
Buying your dream home? This handy guide will help you decide exactly how much of your income you can reasonably dedicate to mortgage payments every month.
How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
Private Mortgage Insurance (PMI): What is it and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.
FHA appraisal and inspection requirements
If you're planning to get an FHA loan, the home you want to buy requires an FHA appraisal that meets certain standards. Learn more here.
Beginner's guide to cash-out refinance
Learn how cash-out refinances work and what you need to know before you apply for one.
How to know when you're ready to buy a house
Lenders want you to be financially stable before applying for a home mortgage. But do you really know what financial stability looks like to a lender?
Joint mortgage: What it is and how to apply
Learn how joint mortgage loans work, who can apply for one and what information you need to buy a home together.
How to make a principal-only payment on your mortgage
Making principal-only payments on your mortgage helps reduce interest and pay off your loan faster. Learn how to make a principal-only payment and more.
Good debt vs bad debt: know the difference
Learn more about the differences between good and bad debt so you can make the right financial decisions.
How home inspections work
A home inspection is a vital part of the homebuying process. Understand why you need one, how they work and what to expect.