Mortgage Education
Top viewed articles
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How to prequalify for a mortgage loan
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
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What percentage of your income should go towards your mortgage
Buying your dream home? This handy guide will help you decide exactly how much of your income you can reasonably dedicate to mortgage payments every month.
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How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
Newest articles
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A beginner's guide to credit inquiries
Discover the two main types of credit inquiries and how they impact your ability to get a mortgage.
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What is a mortgage recast?
A mortgage recast could reduce your monthly mortgage payments. Here's how they work.
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What is earnest money & how much should you pay
Learn what earnest money is, it's importance and where it goes after closing on a home.
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What you need to know before cosigning a mortgage loan
Cosigning on a mortgage can be rewarding, but it carries significant risks. Make sure you know your obligations before you cosign.
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The complete guide to VA loans
Explore the benefits of VA loans, the qualifications and the steps to securing one.
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Winter house-hunting checklist
Read eight tips for winter house-hunting and what to be on the lookout for.
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How to refinance an FHA loan
If you currently have an FHA mortgage loan, you can refinance to lower your monthly payment. Learn how.
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How homeowners associations work
Read our detailed guide on how homeowners associations work and the pros and cons of buying a house with an HOA.
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How much are closing costs?
Closing costs on a house depend on several factors. Find out what closing costs you should expect to pay and learn how you could potentially reduce them.