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How to prequalify for a mortgage loan
Prequalifying can save every homebuyer a lot of time and show a seller you're in a financial position to purchase a home.
What percentage of your income should go towards your mortgage
This handy guide will help you decide exactly how much of your salary you should be spending on mortgage payments every month.
How to qualify for a jumbo mortgage loan
To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.
What is PMI and how is it calculated?
Find out when you have to pay PMI, how to calculate it and how to avoid it completely.
FHA appraisal requirements checklist
If you're planning to get an FHA loan, the home you want to buy requires an appraisal that meets FHA standards. Here's almost everything you need to know about FHA appraisals.
What is homeowners insurance?
Homeowners insurance is a must if you need a mortgage. Learn why you need it and what it covers.
Questions to ask your mortgage lender when buying a house
When it comes to buying a house, you’ll be looking for a lot of answers. Here are some questions to ask a mortgage lender.
What is PITI?
Principal, interest, insurance and taxes, or PITI, make up your monthly mortgage payment. Learn how lenders use PITI.
How to pay down your principal
Learn how you can pay down your mortgage principal, reduce interest and pay off your loan faster.
How to apply for a joint mortgage
Learn how joint mortgage loans work, who can apply for one and what information you need to buy a home together.
Beginner's guide to cash-out refinance
Learn how cash-out refinances work and what you need to know before you apply for one.
How to know when you're ready to buy a house
Lenders want you to be financially stable before applying for a home mortgage. But do you really know what financial stability looks like to a lender?