Mortgage
Get answers and useful tips for buying, selling and maintaining a home, whether you're a first-time buyer or a seasoned homeowner.
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Mortgage terms can affect your long-term financial health as a homeowner. Find out the mortgage terms that are best for you.
MortgageChecklist for buying your first home

Our checklist for first-time homebuyers evaluates key parts of the homebuying process, from getting your finances in order to making settlement.
MortgageHow long does it take to get preapproved for a mortgage?

In some cases, you may be able to get preapproved for a mortgage within minutes. Learn what you need to get preapproved and how long a preapproval letter lasts.
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- MortgageZoning in real estate: Definition, types and more Zoning laws are regulations on what can be done to a property in certain areas. Learn about the different types of zoning laws and how to rezone a property. Zoning laws are regulations on what can be done to a property in certain areas. Learn about the different types of zoning laws and how to rezone a property.
- MortgageHow a mortgage note works Discover what a mortgage note is and how it works. Understand its impact on payment, loan terms and homeownership. Discover what a mortgage note is and how it works. Understand its impact on payment, loan terms and homeownership.
- MortgageMortgage rates in Michigan A 7/6 ARM involves a seven-year fixed interest rate, then adjusts every six months. This guide explores how 7/6 adjustable-rate mortgages work. A 7/6 ARM involves a seven-year fixed interest rate, then adjusts every six months. This guide explores how 7/6 adjustable-rate mortgages work.
- MortgagePrepayment penalties on FHA loans Discover if FHA loans have prepayment penalties with Chase's detailed guide. Learn how it affects your mortgage strategy. Get informed today! Discover if FHA loans have prepayment penalties with Chase's detailed guide. Learn how it affects your mortgage strategy. Get informed today!
- MortgageWhat is the minimum VA loan credit score? For eligible veterans, a VA loan can start you on the path to homeownership. Before you apply, knowing what credit score you need to qualify can help. For eligible veterans, a VA loan can start you on the path to homeownership. Before you apply, knowing what credit score you need to qualify can help.
- MortgageWhat is a carriage house? Carriage-style houses were structures that were used to store carriages, horses and more. Learn how carriage-style houses are used and how to finance one. Carriage-style houses were structures that were used to store carriages, horses and more. Learn how carriage-style houses are used and how to finance one.
- MortgageFHA loans and home equity: Understanding your options The FHA doesn’t offer traditional home equity loans, but you may be able to access your equity through an FHA cash-out refinance. Explore your options. The FHA doesn’t offer traditional home equity loans, but you may be able to access your equity through an FHA cash-out refinance. Explore your options.
- MortgageWhat is co-op housing? Co-op housing, or cooperative housing, is one of the options available for home ownership. Read on to find out more about the types of co-op housing and more! Co-op housing, or cooperative housing, is one of the options available for home ownership. Read on to find out more about the types of co-op housing and more!
- MortgageWhat happens when you miss a mortgage payment? If you’ve missed a mortgage payment, you may be given a grace period to avoid negative consequences. Learn how to proactively communicate with your lender. If you’ve missed a mortgage payment, you may be given a grace period to avoid negative consequences. Learn how to proactively communicate with your lender.
- MortgageEscrow waiver: What is it, and do you need one? An escrow waiver allows borrowers to opt out of an escrow account but assume more responsibilities. Learn about the pros and cons of an escrow waiver. An escrow waiver allows borrowers to opt out of an escrow account but assume more responsibilities. Learn about the pros and cons of an escrow waiver.
- MortgageEssential steps when closing on a house Closing day is often the most exciting part of the homebuying journey. Before you get your keys, learn the essential steps to closing on a house. Closing day is often the most exciting part of the homebuying journey. Before you get your keys, learn the essential steps to closing on a house.
- Understanding subordinations in real estate A subordination agreement determines which lender is repaid first in certain circumstances, including bankruptcy and foreclosures. Learn more from Chase. A subordination agreement determines which lender is repaid first in certain circumstances, including bankruptcy and foreclosures. Learn more from Chase.
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