Credit Cards | Credit Score
Learn about credit scores
What is "good" credit? Why is it important to have good credit in the first place? And what is credit utilization ratio?
How a good credit score can help you
You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
A beginner and their credit score
Someone's credit history may be brief, but their credit score knowledge doesn't need to be.
How long does it take to build credit history?
Have you ever wondered how you can build your credit quickly? Discover all the things you can do to build your credit history up and achieve a better score.
How to build a strong credit history
Building strong credit can be challenging when you are first starting out. Check out Chase's tips on how to help build good credit history.
How to build credit in high school
Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.
Family and credit scores
You look out for the health & wellness of you and your family - that includes overall healthy credit scores too.
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
Credit score rankings and what they mean
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
Should I get a joint credit card with my spouse?
There are a couple of ways to add a spouse to your credit card. Learn the difference between adding them as an authorized user or getting a joint credit card.
Paying for large purchases with your credit card
The best credit card for a large purchase is one that involves rewards or a sign-up bonus. But big purchases can also hurt your credit score.
Does checking your credit score lower it?
While checking your credit score on your own doesn't lower your score, a hard credit inquiry run by a lender may lower your score.
Does closing a credit card hurt your credit score?
Closing a credit card can hurt your credit score by increasing the portion of available credit you are using, and by lowering the average age of your accounts.
What is credit monitoring?
Learn how to get credit monitoring for free and how it can help detect fraud.
Why your credit score dropped
Find out possible ways your credit score can drop, including closing an account or opening a new credit card, and how to avoid a hit to your credit.