Please update your browser.Credit Cards | Credit Score
Learn about credit scores
What is "good" credit? Why is it important to have good credit in the first place? And what is credit utilization ratio?
-
How a good credit score can help you
You may have heard about building good credit, but how can good credit help you and why is it important to have good credit in the first place?
-
What's the difference between a credit score and FICO® score?
Is FICO® score the same as credit score? Understanding how a credit score is generated will help you understand what these terms mean and how you're affected.
-
What, exactly, is credit utilization ratio?
Learn about your credit utilization ratio, from how it works to what it can tell lenders about your credit history.
A beginner and their credit score
Someone's credit history may be brief, but their credit score knowledge doesn't need to be.
-
How long does it take to build credit history?
Have you ever wondered how you can build your credit quickly? Discover all the things you can do to build your credit history up and achieve a better score.
-
How to build a strong credit history
Building strong credit can be challenging when you are first starting out. Check out Chase's tips on how to help build good credit history.
-
How to build credit in high school
Good credit is a basic building block for many financial goals. Here are a few steps to take to begin building your credit in high school.
Family and credit scores
You look out for the health & wellness of you and your family - that includes overall healthy credit scores too.
-
What to do when only one spouse has great credit
Want to help your spouse improve their credit score? Learn more about the different methods and options that may work for you both.
-
Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
-
Credit score rankings and what they mean
Credit scores are used by lenders to determine credit worthiness based off various credit score ranges. Learn what the different ranges are and what they mean.
Newest articles
-
When, where and how to report identity theft
Discover the basics of when, how, and where to report identity theft when it happens to you. Protect your credit and learn about the tools to report identity theft.
-
What is the most accurate credit score?
There are various types of credit scores, but which is the most accurate? Discover ways to source the most accurate credit score.
-
What is credit history and how does it affect your credit score
Discover what credit history is, if it can affect your credit score, and more to take back control of your credit history. Learn how to build up your credit history.
-
Can you wipe your credit history?
While you can’t wipe your credit history clean, you can utilize best practice methods to improve your credit history and possibly raise your credit score.
-
Can you get student loans with bad credit?
Students can receive loans with bad or even poor credit. We’ll explore the specific requirements for student loans and what to do if you have bad credit.
-
What is a very poor credit score?
Very poor credit is used in the VantageScore model to describe scores under 499. Discover more about very poor credit and how to possibly improve your score.