Credit cards
Get the essential facts about using credit, credit scores and card rewards to help choose the credit card that's right for you.
Explore credit card rewards and benefits
Consider all the ways to earn and redeem points, from loyalty programs to cash-back points that offer flexible redemption options.
Credit cardsSapphire Reserve for Business℠ sign-up bonus offers explained
Find out about opportunities for welcome bonus offers for new Chase Sapphire Reserve for Business cardmembers and how the process works.
Credit cardsCredit cards for school supplies
Prepare for back-to-school shopping by finding a credit card that offers bonus rewards or extra points that match your spending.
Learn more about credit scores
credit scores
What is not included in your FICO® score?
Your credit score primarily reflects how you've managed borrowed money in the past. Read on to learn what's not included in your FICO score.credit scores
764 credit score: A guide to credit scores
A 764 credit score is considered prime or very good depending on the scoring model. Learn what borrowing options you may have and how to further increase your score.credit scores
787 credit score: A guide to credit scores
A 787 credit score is considered superprime or very good, depending on the scoring model. Learn what borrowing options you may have and ways to further increase your score.credit scores
747 credit score: A guide to credit scores
A 747 credit score is considered very good or prime depending on the scoring model. Learn more about what options you may have with a 747 credit score and ways you could improve it.credit scores
572 credit score: A guide to credit scores
A 572 credit score is considered subprime or poor depending on the scoring model. Learn what borrowing options you may have and ways to increase your score over time.credit scores
641 credit score: a guide to credit scores
Depending on which scoring model is applied, a 641 credit score falls within the fair or near prime credit score range. Learn more about what options you may have with a 641 credit score and tips to improve it.credit scores
738 credit score: A guide to credit scores
A 738 is considered good or prime depending on the scoring model. Learn more about credit score factors and tips for increasing your score.credit scores
626 credit score
A 626 credit score is considered fair or near prime depending on the scoring model. Learn more about what options you may have with a 626 credit score and tips to improve it.credit scores
646 credit score: A guide to credit scores
Depending on which scoring model is applies, a 646 credit score falls within the fair or near prime credit scoring range. Learn more about what options you may have with a 646 credit score and tips to improve it.credit scores
How Buy Now, Pay Later can affect your credit score: What consumers need to know
Find out how Buy Now, Pay Later (BNPL) services can influence your credit score. Learn about the recent changes that may see BNPL appearing in your credit report.credit scores
609 credit score: A guide to credit scores
A 609 is considered fair or near prime depending on the scoring model. Learn about your approval odds and ways to help your score.credit scores
Do utility payments affect credit scores?
Utility payments usually do not affect your credit score unless unpaid bills go to collections. However, some services now let you add on-time utility payments to your credit report, which may help improve your score.
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