Education on Credit Cards

Understanding APR can help your finances. Learning about interest charges will help you prioritize debts & determine the credit card balance you can afford.

A higher purchase APR (annual percentage rate) means you will owe more in interest if you carry a balance, while a lower purchase APR means you will owe less.

By understanding the factors that increase APR you can make lifestyle & financial decisions to reduce your interest charges. So what are the factors that can affect APR?

Credit score plays an important role in loan approval, apartment applications and more. Here are the top tips on how to build credit with a credit card.

There are lots of ways to pay for college, but is using a credit card one of them? Learn about the pros and cons of paying your college tuition with a credit card.

Building credit score requires a strategic approach to credit. Read our top tips on how to build your credit score fast from scratch, from leaning on your family to discovering loans and credit cards available for low credit borrowers.

Yes, you can establish credit without a credit card. There are other options for building credit if you do not want to use or have a credit card.

From understanding how secured credit cards work to figuring out the best payment plan for establishing or improving credit, here are some great tips for you before committing to a secured credit card.

Unsure about when or how to start your child on the path to financial success? Find ways to establish and build your child's credit score with these expert tips.