Education on Credit Cards
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What is debt to income ratio and why is it important?
Shopping around for a credit card or a loan? You'll want to get familiar with your debt-to-income (DTI) ratio.
How & when to use your credit card
To ensure your credit score stays high and your balances stay low, you need to follow few credit principles on how to use a credit card. Follow a healthy credit journey with these tips from Chase.
Can you pay monthly bills with a credit card?
Paying monthly bills through credit cards can affect your credit score. It also organizes your memberships & subscriptions in one place & can help you earn rewards.
How refunds and returns work on a credit card
Learn how credit card returns work and how returns can affect things like your credit score, rewards and monthly statements.
Smart ways to reduce your credit card debt
Setting up a solid foundation for good spending habits and debt control is the key to your financial success. Here are some tips to help you on your way.
APR and interest rate: How are they different?
Understanding how the interest rate and APR work can make all the difference in controlling your debt. Here's a 101 on how credit cards and APRs work.
How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
Here are the different credit score ranges and what they mean
Credit scores are three digit numbers assigned to each and every one of us over 18, and are used by lenders to gauge our individual credit worthiness.
Tips for improving your credit score
Knowing how to improve your credit score will put you on the road to reaching some of life's big milestones. Check our easy to follow guide on improving your credit score today.