Education on Credit Cards

Does financing a cell phone help build my credit? Learn about the three ways financing a phone can affect your credit and if it helps increase credit.

Airline credit cards earn rewards such as points, cash back & miles enabling cardholders the opportunity to maximize their earnings as they spend.

Should you close your credit card account if you don’t use it? Learn why closing a credit card account can affect your credit score.

Did you know you can check your credit score without lowering it? While a hard credit inquiry by a lender does lower your score, checking it yourself doesn’t.

Experian, Equifax, and TransUnion each have different criteria for credit freezes. Chase lists the differences and whether you need your PIN to unfreeze your report.

Whether you are a frequent traveler or going on your first big vacation, using a hotel credit card will allow you to make the most of your spending.

Learn how to get credit monitoring for free and how it can help detect fraud.

Building credit at a young age can prove useful to prepare oneself for future loans and lines of credit. Follow these guidelines for how to build credit at 18.

A negative credit card balance is when your balance is below zero. Learn why you might have a negative balance on your card and what to do about it.