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APR and interest rate: How are they different?
Understanding how the interest rate and APR work can make all the difference in controlling your debt. Here's a 101 on how credit cards and APRs work.
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Get your credit in shape before the family grows
Having kids can be expensive. Here are some sound ways to prepare a financial foundation when starting a family, having your first child and beyond.
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How to score a lower interest rate on a credit card
A lower interest rate means more payments go toward bringing down your current balance so you can get out of debt quicker than if you were focused on paying off added interest.
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Can you pay monthly bills with a credit card?
Paying monthly bills through credit cards can affect your credit score. It also organizes your memberships & subscriptions in one place & can help you earn rewards.
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How to find your APR and calculate your interest charge
A higher purchase APR (annual percentage rate) means you will owe more in interest if you carry a balance, while a lower purchase APR means you will owe less.
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Why did your credit card APR increase?
By understanding the factors that increase APR you can make lifestyle & financial decisions to reduce your interest charges. So what are the factors that can affect APR?
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How to consolidate your credit card debt
Debt consolidation can be a useful way to save you money and simplify your payments. Here's how to consolidate your credit card debt.
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Help prevent credit card fraud this holiday season
The holiday season is a peak time for spikes in credit card fraud. Help safeguard your cards and credit this holiday season by following these important tips.
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What is debt to income ratio and why is it important?
Understand the debt-to-income ratio and its significance in personal finance. Learn how to calculate your debt-to-income ratio and why lenders use it.